Archived
Apparently I was sued in 2008 for a credit card debt ( that I don't remember having) . I was never served. Can they do this?
Stephen's answer
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Answered on November 05, 2012
Only a review of the courts file will reveal the validity of the judgement or not.
Archived
We Filed bankruptcy in April, 2010. We included are landlord in the filing and they were included in discharge. Landlord went
Stephen's answer
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Answered on November 05, 2012
You do not get to stay in the property rent free!
Archived
How do you dispute the validation of a debt by a collection agency if you think it was done unfairly?
Stephen's answer
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Answered on November 05, 2012
Hold your ground.
Archived
Just need to ask a question I have been harrsed by what I think is a debit collecter who won t send me any info of a loan I owe
Stephen's answer
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Answered on November 05, 2012
You can find free sample debt verification letters online.
Archived
I am a joint property owner with 4 of my siblings on a vacation homed. I want to file bankruptcy.
Stephen's answer
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Answered on November 05, 2012
If your share will provide a meaningful amount of money to your unsecured creditors them the trustee will sell it and give your siblings their...
What happens to a personal injury settlement in a Chapter 13? Can you drop the 13 and just pay off your debts out of court?
Stephen's answer
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Answered on November 05, 2012
The personal injury claim beings to the bankruptcy estate and the trustee will use the settlement for the benefit of the unsecured creditors in...
Archived
I defaulted on a recorded home eq. LOC. & was contacted by debt collector who told me 'be a f****** man'. Is loan collectible?
Stephen's answer
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Answered on November 05, 2012
The described behavior is not a legal impediment to collection. If the bank has a legal interest in the house they are entitled to pursue their...
Archived
I want to file bankruptcy in 1.5 years. Would it be okay to transfer over a jointly held rental property title to my daughter?
Stephen's answer
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Answered on November 05, 2012
What is your intent? You are clearly contemplating bankruptcy. Why would this not be a fraudulent transaction? It probably is.
Archived
My business is having an argument with another business. When does this argument become a "debt" that can be legally collected?
Stephen's answer
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Answered on November 05, 2012
It sounds like you will be ok.
Archived
In Texas: Can this account be levied & will it be possible to purchase a home?
Stephen's answer
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Answered on November 05, 2012
The judgement will probably be an impediment to the purchase. Both accounts are probably at risk of staff by the bank. Why would you not end your...
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