Archived
Declared bankrupt in 2006, a bank has yet to foreclose on property, it holding me back from refi is there any action i can take
Stephen's answer
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Answered on July 17, 2011
The debt is discharged, why would that stop a refi? Deed the property to a trust is you need the deed to be titled in another name.
What does this mean: "Order to Show Cause Re Sanctions" Re: Bankruptcy Re:Abandonment?
Stephen's answer
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Answered on July 17, 2011
An order to show cause is just that, the court is ordering one of the parties to appear in court and present evidence, or show cause, when...
Archived
Going to make payment arrangements concerning a cr card,wants postdated check now told them will call back Monday,he needsnow
Stephen's answer
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Answered on July 17, 2011
Post dating checks is a bad idea. Pay when you have the money.
Archived
I do not want to keep my home. What is my best course of action in a chapter 13
Stephen's answer
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Answered on July 17, 2011
If you don't want the house than you simply surrender it in either a chapter 7 or 13. You need a lawyer to help you. You have many bankruptcy...
Archived
Would filing chapter 7 after sheriffs sale stop the lender from issuing phantom income? How soon should we file?
Stephen's answer
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Answered on July 17, 2011
Yes. File before April 15.
Archived
Does chapter 7 eliminate phantom income for income tax and possibility of deficiency judgment on rental home?
Stephen's answer
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Answered on July 17, 2011
A discharge blocks debt forgiveness income so there is no tax liability, it also prevents collection attempts for deficiencies on real estate that...
Archived
Chapter 13 - Can I strip lien and reduce secured debt simultaneously?
Stephen's answer
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Answered on July 17, 2011
The second is unsecured for debt limit purposes even without the lien strip motion.
Archived
We had to file bankruptcy a year ago, could I or we lose any inheritance due to this bankruptcy from our Ins. policies?
Stephen's answer
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Answered on July 17, 2011
In chapter 7 the general rule is that so long as your right to the property has not vested within 180 of filing the bankruptcy that your...
Archived
Deposition
Stephen's answer
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Answered on July 17, 2011
You also must disclose the documents that have been requested, usually the list is attached to the pleading you were served with.
Archived
Civil judgement
Stephen's answer
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Answered on July 16, 2011
Ssi monies are exempt but mony sitting in any bank account is at risk. Move it to a different bank.
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