Questions answered by Stephen M Trezza

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How can I tell if a debt collection is legit?

Stephen's answer | Answered on December 31, 2011

You should hire an attorney to file an Answer to the Complaint. Then the attorney will utilize the rules of procedure to obtain proof of ownership...

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I filed a motion to have my bankruptcy case reinstated and now must file a proposed letter andI don't know the guidelines for it

Stephen's answer | Answered on December 31, 2011

You need a lawyer. When you have no idea how to accomplish a task then get some help. In this case you need professional help from a lawyer to get...

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I FILED A CHAPTER 7 AND THEY DISMISSSED IT AND GAVE ME 10 DAYS TO FILE A MOTION WHICH I DID WRITE A LETTER

Stephen's answer | Answered on December 31, 2011

You need a lawyer. Bankruptcy is not designed to be a do it yourself process.

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If I obtain a personal loan Chapter-7 post-petition, but prior to discharge, can the trustee seize that money to pay creditors?

Stephen's answer | Answered on December 31, 2011

So long as the post petition loan is unsecured it should be no problem. The loan proceeds will be yours to use as you see fit along with the legal...

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Motion to have federal tax lien removed after Chapter 7 bankruptcy?

Stephen's answer | Answered on December 31, 2011

The IRS has a procedure to obtain a lien release post discharge. Go to IRS.gov to find the forms and procedure. Go to the IRS directly you dont...

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Bankruptcy and Tax refunds?

Stephen's answer | Answered on December 31, 2011

It depends upon many factors including but not limited too the following: the percentage dividend to the unsecured creditors in the plane, your...

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What steps do i have to do to make a motion to set aside a judgement

Stephen's answer | Answered on December 31, 2011

Setting aside a judgement is a function of rule 60 of the az rules of civil procedure. you will need an attorney to have any chance of success.

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Can a car finance company sue me for being not even 2mos late

Stephen's answer | Answered on December 31, 2011

You should get online and find the court they say they filed suit in. Check out their story. Debt collectors will say anything to collect money.

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What are my consequences of taking a title loan a week after filing for Capter 7 Bankruptcy...

Stephen's answer | Answered on December 31, 2011

It depends. If the vehicle is exempt its no problem so long as you make the payments. Its a secured debt so the creditor would be entitled to...

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The nursing home is sending me to collections for $2500. My mom passed away last month. They told me that it wouldnt cost me.

Stephen's answer | Answered on December 24, 2011

Are you legally liable? Did you sign a contract agreeing to pay? Creditors will send bills to anyone they think might pay. Make sure they have a...

Stephen M Trezza's Answers (2005)

How can I tell if a debt collection is legit?

I filed a motion to have my bankruptcy case reinstated and now must file a proposed letter andI don't know the guidelines for it

I FILED A CHAPTER 7 AND THEY DISMISSSED IT AND GAVE ME 10 DAYS TO FILE A MOTION WHICH I DID WRITE A LETTER

If I obtain a personal loan Chapter-7 post-petition, but prior to discharge, can the trustee seize that money to pay creditors?

Motion to have federal tax lien removed after Chapter 7 bankruptcy?

Bankruptcy and Tax refunds?

What steps do i have to do to make a motion to set aside a judgement

Can a car finance company sue me for being not even 2mos late

What are my consequences of taking a title loan a week after filing for Capter 7 Bankruptcy...

The nursing home is sending me to collections for $2500. My mom passed away last month. They told me that it wouldnt cost me.