If the judgement is recorded and properly renewed it is saleable and collectible.

Can i file bankruptcy to get rid of a judgement

Most of the time a discharge injunction will get you what you want.

Somewhere there is a written contract that has something to say about it. you can usually find them online for any particular credit card.

I had to file chapter 7 four years ago. I surrendered home to the bank. Home has been sitting empty for 4 years.

Form an LLC and convey the property to the LLC. Or, form a trust and convey the property to the trust.

After dicharge fom ch 7 bankruptcy, my mortage co. said my house will be on sale on Nov. 6th. Where do I leave the keys?

You don't need to leave the keys they will change the locks anyway. its sounds like you are handling it correctly.

If a credit card company gets a judgement against me, do they have to inform me before my bank accounts are garnished?

There is no requirement that you be informed before a writ of non earnings is served on your bank. knowing where you bank and the account balance...

In NC can a judgement CC take my tax refund and seize my bank account? I exempted my bank account .

If i were the creditor i would go after your paycheck by applying for a writ of earnings. Your other assets are probably safe.

Is it legal to hide someone who is in debt?

By hiding I assume you mean support them financially. If you have a good claim then file a lawsuit, obtain a judgement, record it and renew it as...

Can i be served a summons for a debt that has never been validated? how can there be a debt if it isn't validated?

If the plaintiff, after exercising reasonable diligence, has a good faith belief that the debt is valid when he may file suit. If he turns out to...

I have a medical bill that was turned over to collections 3 weeks after the company accepted a partial payment, is this legal

Maybe? Somewhere their is a contract that you signed . That contract controls this matter. If you are in default then it seems that a third party...