Can I included a 2nd mortgage or HELOC in a bankruptcy?

Not enough information in your question to give a solid answer. First, if your on the 2nd then you are liable for that mortgage (to the lender)...

What type of lawyer do I need ?

I think you should contact a bankruptcy attorney who does debt settlement. One way to get creditors attention is by going to see an attorney that...

I spoke with a rep for a credit card company when my payments were late. They said my account would not be closed.

Remember that creditors can always report accurate information. I am making an inference that you think an account closing is worse than the...

Where do I find the most reasonable bankruptcy lawyer in Jamestown N.Y.14701

The most reasonable one will be one you can afford. It sounds like you are judgement proof so I don't think you have to rush into this. Go see a...

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Should I include my spouse on Schedule A - Real Property when Filing Chapter 7 Bankruptcy

I agree - the deed governs - the mortgage is typically is the promissory note. If your both filing it is not going to be a fatal flaw if you list...

You can be prepared for a long wait! The trustee has extraordinary powers to take non-exempt assets. You may be able to file a motion and put...

I am filing for bankruptcy and I am married. I do not want to encumber my wife so is it best to state that we are separated?

You don't want your spouse to have a bankruptcy on her credit? This is a common request from spouses. It is important to realize that if you have...

How do I start about filing bankruptcy?

The first thing you should is a little basic research online. Then go consult with two to three qualified bankruptcy attorneys in your area. Find...

What do i need to file for bankruptcy?

As to the license. You can most likely get it back after the discharge is entered. You will likely have to work with the AGs office or MVD in IL....

Am considering filing for bankruptcy due to a medical bill of over $15,000. I thought it was covered by insurance but am told no

Medical bills are a big reason that people file bankruptcy. Prior to doing that you may want to try an negotiate a reasonable payment plan. Good...