I agree with the answer above. You should proceed with a credit counseling course from a Court approved provider in your jurisdiction. This will...

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Can the trustee request to get my tax return for 2010?

In many jurisdictions the Trustee will most likely seek a proportional share of any 2010 tax refund you may be entitled to for the year. Since the...

Will bankruptcy remove an old reposession from my credit?

All of the types of debts you mention here are potentially dischargeable in a bankruptcy proceeding. A debt does not have to show up on a credit...

What is the duty of a lawyer to disclose they have a Chapter 7 bankruptcy pending?

What type of civil case is the lawyer engaged in that you think the disclosure of a personal bankruptcy filing would be required? How is the...

How do you protect yourself against an imminent creditor?

It would be helpful if you provided more information as to why “your home is not protected”. In the meantime you will want to contact an...

Bankruptcy-

You may be referring to the term “insolvent” which can be defined as “unable to satisfy creditors or discharge liabilities, either because...

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What can student loan companies calling to collect a debt disclose to family members that answer the phone?

Under the Fair Debt Collection Practices Act debt collectors are allowed to contact third parties to obtain location information but they are not...

There appear to be multiple violations of the Fair Debt Collection Practices Act based upon the description of events that you have listed here....

I was actually below the median to file for Chapter 7 by a few thousand dollars but my lawyer stated I could only file a 13th.

Chapter 13 plan payments are crafted based upon first insuring the payment of your secured debts, and ongoing expenses and the remaining income if...

2 years into Chapter 13 plan $300 per month and my car (paid off before filing) is dying, need to get a replacement but how??

You will need to work with your attorney and have the Trustee approve your car purchase. You may start your loan financing search on-line. There...