Can plaintiff garnish my husband's pension and our joint account?

The creditor will be able to levy the joint bank account for your individual debt. If your husband is not directly responsible for the debt, then...

Where do I list a business that I own but receive no income on my Chapter 13 schedules?

This will need to be listed in your Statement of Financial Affairs. If the business has any assets, they will also need to be disclosed in...

If you do not appear for the hearing, a default judgment will be entered. This means that the Court has determined that this is a valid debt. ...

Can I switch my chapter 13 to a Chapter 7

There are ways to purchase a home, while still in a Chapter 13. Speak with your attorney about your options and if you can file a Motion to Incur...

Are these funds part of the bankruptcy proceedings?

Yes, potentially. It will depend on the type of creditor you would be classified as. If you are a priority creditor, then it would not constitute...

Financial institution refused to lower my payments or make other offer.

My advice is to seek counsel for bankruptcy. Since the creditors are under no obligation to work with you, they will likely file for judgments in...

The EDD levied our bank account even though all back taxes were paid

What state are you in? In some states, you may file the equivalent of a homestead deed, which can get you back garnished or levied funds. I would...

I wanted to know if it says I was awarded a judgment and I haven't received it how and what do I need to do to collect it

You will need to take some further action to collect the debt that was awarded in the judgment. You can file a garnishment to collect the funds...

Garnishments can be taken from your pay or a bank account and have nothing to do with government benefits. Your funds may be protected, depending...

You have a couple different options. First, you can go to the hearing and ask for a continuation in order for you to obtain counsel. That will...