We hold a mortgage and want to place the asset in our Trust. Where do I start?

The starting point is the trust. You should have the trust examined and ensure that moving this mortgage into the trust will not frustrate any...

I have been fighting with CHASE for 4 years - I need guidance. They lied to me.

I doubt you can do much of anything. This is why I actively oppose loan modification efforts for most situations ... they rarely lead to anything...

We have unbuildabe land in our previous state that we can not afford the back tax bill on. What are options to let this go?

Your question leads to many more questions. Do we owe any mortgage or loan amount on the property? What state is this in? I believe you are...

What does it mean to reaffirm a mortgage?

The big deal here is that if you sign a reaffirmation agreement, and the judge allows it, you agree to be liable for that debt like the bankruptcy...

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I owe too much credit card balance due to investment failure, what I can I do to give myself more time to pay back?

I am also not a big fan of settlement companies. Many of my bankruptcy clients are people who have tried that route and found the process, or the...

Cannot pay credit card payments - when can creditors attach our checking account and assets ?

I believe that the short answer to your question is that the creditors can TRY to attach your accounts and assets AFTER they have sued you, and...

If i keep paying will they be mine.

This is a wonderfully common misconception. When you file a bankruptcy, everything you own and all debts you owe are part of the case whether you...

How long will it take after a foreclosure until I can qualify for a new mortgage?

I tell clients that you are looking at 5 to 7 years for conventional financing after a foreclosure. The rules are set by the lender ... if you can...

I have to agree with the free rent idea ... why pay a mortgage or landlord if the lender will let you stay for free? Granted, it can be stressful...

Yes, the critical question is really the nature of that 80/20 loan ... was it a purchase money second or was it cash taken out after the purchase...