Archived
Are there no laws protecting consumers from allowing mortgage companies to sell your mortgage to a predatory lender?
Douglas's answer
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Answered on January 26, 2015
There is nothing you can do. This is how the industry works - we have voted for people who agree with the financial industry that mortgages are...
Archived
I have disputed a billing error with my Home Owner Association since 2008, provided proof payment in question cleared my bank.
Douglas's answer
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Answered on January 26, 2015
I disagree. You do not need advice and counseling, you need to hire an attorney to put an end to your SEVEN YEAR dispute. This is one of those...
Archived
My mother had a will, and she passed away, and nobody can find it. How can I find it?
Douglas's answer
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Answered on January 26, 2015
Your best chance is to contact the State Bar in the State where the will was supposedly drafted - I presume AZ. Then look to the probate section...
Archived
Can I sell domain name only from a formerly successful now failed business website?
Douglas's answer
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Answered on January 26, 2015
Your use of the word 'only' is the part that concerns me. Otherwise, if you own a thing, you can sell that thing. Intangible property is still...
Archived
Can the IRS attach my debt to my sisters home?
Douglas's answer
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Answered on January 24, 2015
Your sister ought to go talk to an estate planning attorney. There is not good reason to put you on title. A little simple estate planning can...
Archived
Complicated
Douglas's answer
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Answered on January 24, 2015
It is hard to tell for certain as the question cuts off. That said, wrongful foreclosure is a terribly difficult thing to prove and win. You...
Archived
We have a public auction date of 2-4-14 in Arizona. How soon after the auction will we have to move out?
Douglas's answer
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Answered on January 24, 2015
It is hard to say for certain, as the buyer of the property might be willing to let you rent it, in which case you could be there for quite some...
Archived
What is better for my situation? A short sale or deed in lieu?
Douglas's answer
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Answered on January 14, 2015
I would want to look at your bankruptcy history to be sure of the facts, but as a quick answer, I would lean towards a deed-in-lieu except that...
Archived
May I claim bankruptsy on a house that I can't sell. The house is in Maryland and I now live in Arizona. Divorce!
Douglas's answer
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Answered on January 12, 2015
Not only can you, but you must.
When you file a bankruptcy case, ALL of your assets and ALL of your debts EVERYWHERE are included. You cannot...
Archived
Will my HAMP loan modification be denied if during the trial payment plan my income decreased?
Douglas's answer
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Answered on January 08, 2015
There is not a clear answer for you here I fear. Modification of mortgages have a lot of moving parts "behind the scenes" that you will never have...
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