How long will this medical debt follow me, and how do I avoid having my bank account garnished?

They can’t garnish bank accounts or wages until they have a judgment. So, going to collections is relatively meaningless in regards to the rights...

What are our rights after a Notice of Abandonment?

The abandonment just means the trustee isn’t interested in the assets. If the assets have liens against them from secured lenders, you’ll need to...

Do I have any rights as to how long a Chapter 7 bankruptcy should last?

I’m guessing you mean it hasn’t closed. The discharge should not have been delayed unless there is an action against you for bad faith or unless...

Can my sister rent out the property that her and I split evenly?

You definitively have options to get value out of your half, but you'll need a good real estate attorney in California to advise you.

The creditors do not know what percentage they will get. They just get a notice of claims bar date. Many will not file, but some will. The trustee...

Can I use funds from an indirect IRA rollover to pay for Ch. 7 bankruptcy fees?

Yes, as stated by the other attorneys, don't do anything until you consult with an attorney. There will be a way to figure out how to do this, but...

Will a Ch13 BK protect my car from being reposted?

Mr. Ellis is correct on both points: (1) you should be able to include your car payments in your Chapter 13 Plan and may even be able to reduce...

We are interested in selling our home now that our Ch. 7 was discharged & closed in AZ . we want our equity. Can we do this?

Yes! The 18-month requirement only applies while you case is open. Once your case closes, you are free to sell or give away assets.

Is there an income upper limit I can earn throughout the Ch 7 process plus can I fund an IRA before filing?

If you can't work with your attorney, you need to terminate him and start over. Depending on how much you've paid so far, Arizona's Rules of...

What approved expenses can I spend my tax refund on before filing bankruptcy ?

Those expenses and assets would be OK in Arizona. Just keep receipts. And, if you don’t have an attorney, I strongly recommend getting one. There...