It's likely 6 years. But, if the creditor got a judgment against you, then the SOL no longer applies. at that point, a judgement is in force and...

Will I be will I be required to give up my yearly bonus to my bankruptcy?

In Arizona, the Trustee can take 25% of your earnings that were due to you at the time of filing, but not yet paid. As Ms. Bunce mentions, there...

applying for Bankruptcy Chapter 7. Do I have to close/change my bank account? I have automatic payments linked to debit cards

No, your bank account can remain open. But, before filing, please consider retaining an attorney. Chapter 7 is a bad place to learn on the fly. It...

Once you have a consultation with an attorney and decide to file bankruptcy, then there’s no need to make any more payments. Let me know if I can...

Second (junior) lien holder coming after me after 5 years?

If that second loan wasn't used to purchase the property (e.g., 80/20 financing), then yes.

How can I fire my bankruptcy attorney after I signed a contract ? He hasn't filed any papers to the courts

Just send him an email or letter stating that you wish to terminate representation. Keep in mind that he will be entitled to reasonable fees for...

Can we reopen a chapter 13 to amend a debt that should have been discharged?

Goudelock requires you to surrender the property at confirmation, and if you do, HOA assessments between the time of filing bankruptcy and the...

How long does a party have to file a civil demand for breach of contract?

If it's an Arizona contract, then the statute of limitations is six years.

CLOSED COLLECTION, COLLECTOR TRYING TO COLLECT?

What's on your credit report really has no bearing on what can be collected. If the creditor obtained a valid judgement and is now seeking...

Can a collector seek judgement on a closed collection account?

Do you have any paperwork signed by a legal representative of the car lender that the deficiency balance on the loan would be waived? If not, I'm...