I have a judgement against me for $35000. What kind of attorney do I need to make an offer on this?

There are advantages to having a bankruptcy attorney negotiate the settlement. This is because the other side knows that if they don't work with...

I am being sued from a collections agency, I have no idea what to do or what steps i need to take for a reply .

See an attorney soon. A lot of these debt collections lawsuits have good defenses. If not, there are options to settle or file bankruptcy depending...

Is there any laws that protect people being garnished on their wages and can I have two garnishments taken out of my checks?

If you work more than 30 hours a week at more than minimum wage, then unfortunately, you can be garnished. If another creditor gets in line, it...

The sol. on my heloc runs out 12/01/2014, according to az R.S.12-548. The money was not purchase money. How do I remove the lien

The statute of limitations only applies to collection of the note. You will not be able to remove the lien. Your options are to negotiate...

Pros and cons for bankruptcy - Community Legal Services or a private attorney?

Maybe try meeting with both types of attorneys. You'll find good attorneys and not-so-good attorneys in the community legal services sector and the...

Am filing for bankruptcy, but arbitration hearing for one debt lawsuit can rule in favor of JDB tomorrow. How can I avoid this?

That's correct. As long as it's not a debt that is protected from discharge in bankruptcy (such as a student loan, a debt incurred by fraud, a...

Waymon is right, you should at least talk to a bankruptcy attorney to see if it's an option for you. There is no "head of household" protection...

I filed chapter 7 bankruptcy on April 2nd 2014 and am wondering how my return for 2014 works.

I suggest that you do not send the whole check. I suggest you find a Julian calendar online (this tells you what day of the year 4/2/14 was), then...

Should I do dept settlement on my second using a 401k loan before claiming Chapter 7 or after?

A good bankruptcy attorney that also does debt negotiation will look at many different parts of your situation and recommend when to deal with the...

How will an attorney reduce my debt to the IRS ???

There are several ways to either reduce tax debt or make it manageable. There are offers in compromise, partial pay installment agreements, penalty...