I have a large amount of debts that I am unable to pay due I need an attorney who is willing to work with a payment plan

Hi there. Sorry to hear about your struggles. Many attorneys in Arizona offer payment plans. As Mr. Boyer mentioned, you can contact an Avvo...

I was served a summons for debt collection. what do I do next

You should seek new representation right away who can help you both defend and settle this suit and recover the money you have paid. It's not too...

A negative number on the means test is not a problem if your schedules I/J show some disposable income to make a plan payment. But, as others have...

Hi there. What you want to do *might* be possible, and you may not even need to wait a full year. But, as the other attorneys have wisely...

You can certainly get an extension if you have a good reason (and looking for an attorney is a good reason). Here's a sample motion for you:...

I live in AZ and filed bankruptcy on 09/13/2016. Is my tax refund going to be taken by the trustee?

The trustee will be entitled to about 70% of the refund based on that filing date. If the refund goes directly to him, he's supposed to send you...

Yes, a voluntary dismissal of Chapter 13 is certainly possible. But, why not meet with another law firm first if you don't feel like your current...

Qualifying for chapter7

Mr. Brewer and Ms. Drain are spot on. There is a lot more to qualifying for Chapter 7 than the technical calculations on the means test. Through...

How can I save my home from my mother who is filing Chapter 13?

If it has equity, and your interest is not recorded, the Chapter 13 estate's interest in the home may now supersede yours. Fortunately Chapter 13...

Why can we only have $600 in our joint bank account when filing chapter 7 bankruptcy?

If all you have is Social Security income in there, and you have not commingled any other sources of money into that account, then the whole...