Going to non-judicial foreclosure in 3 days, how to save home? If failed, what are our options?

Thank you for your question. It appears that you have jumped through many hoops. I understand that home lenders can be very frustrating and...

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Need to know if I can file bankruptcy even though I entered credit counseling.

Thank you for your question. I will answer the question on the understand that you would move forward and file a chapter 7 bankruptcy which is a...

I am trying to find out if a judgment placed against my DL for a car accident (no insurance) is eligible debt for a bankruptcy.

Thank you for the question. Typically, a debt associated with a car accident will be discharged in a bankruptcy filing. Please be aware that the...

Can a private creditor garnish my tax refund?

Thank you for the question. A creditor, who is not part of a government agency, cannot seize a tax refund when it is "in transit" from the...

Can my friend receive disability even though he owes the IRS quite a bit of money and stay out of jail at the same time?

Great question. As stated above, the first thing that should be done is to resolve the outstanding tax liability. There are several actions which...

What can I do about pending tax installment agreement cancellation

Thank you for the question. I recommend that you contact the IRS and identify the financial problems and re-negotiate your installment agreement....

Do I need to include my home from previous marriage in my bankruptcy?

As stated above, you are required to list all assets and debts in your bankrutpcy schedules and statements. This would include the debt for the...

What kind of 501(c) do I need?

Thank you for your question. Typically, the type of organization you describe above would fall under a 501(c)(3), but you would need to get such...

I paid a 100 dollar state tax bill late it was reported to credit agencies, how can I get it removed from my credit report

Thank you for your question. Credit Reporting agencies will allow the late payment to remain on the credit report, but as stated above, you can...

Which lawyer should I contact to Restructure my business?

Thank you for the question. It appears that you would like to discuss tax planning and possibly a restructuring of your business. I recommend that...