If you're injured in an accident that was not your fault, you should not have to pay for anything -- in fact, it sounds like you have an additional...

The big question here is "what other types of debt do you have?" Car loan? Tax debt? Mortgage arrears? Those types of debts would lead me to...

A prominent BK attorney recently died named Joseph McDaniel. If he was your lawyer, you should contact the State Bar at 602.252.4804 Otherwise,...

What documents should i gather before seeing a lawyer for chapter 7?

Every lawyer will probably want different things. While I cannot speak for other lawyers - I can tell you that if you visit my office for the FREE...

I had my first mortgage loan modify, i have a second and third can i file bk and keep my home.

A chapter seven bankruptcy has no effect on secured mortgages -- other than to delay the likely inevitable foreclosure. It is critically important...

When should we request a hearing to lower the % deducted in a wage garnishment?

If you have a job and a judgment has been entered against you, it is highly likely that your wages will be garnished. The creditor can take 25% of...

If I have a current wage garnishment on my paycheck for a prior vehicle that was repossessed, can they take my tax refund check?

Generally, a creditor cannot seize your tax refund before it hits your bank account. There are exceptions, however, like a child support or...

UNMARRIED PROPERTY OWNERS CAN WE KEEP THE HOUSE IF ONE PERSON FILES BANKRUPTCY AND HAVE A HOUSE UNDER WATER.

Why keep a house that's underwater? I'll ask you what I ask my clients "would you pay $10,000 for a car that's worth $5000?" Of course not. But...

I am trying to figure out how to help my mother with some credit card debt $16K that she can't afford to pay back.

It is important to consult with a skilled debt settlement / bankruptcy lawyer in this type of situation. There is not a cookie cutter answer to...

A chapter seven bankruptcy is a very powerful tool, but you must use it wisely and with caution. One thing you absolutely must do is plan for a...