Archived
Under Homeowners Protection Act I can request to cancel PMI at 80% LTV. The bank is saying I have to pay down to 78%.
Rex's answer
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Answered on August 03, 2013
You can request it now. There are two ways to eliminate PMI - Automatically when the loan drops to 78% of the original balance, and upon the...
Archived
Can i sue my ex husband for my wages being garnished?
Rex's answer
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Answered on August 03, 2013
Yes. There are other factors, such as what the divorce papers say about the community debts incurred during your marriage. Seek an attorney to...
Archived
Think I got a "Rolling Stop" cam ticket? How do I know for sure? I'm visiting AZ from CA. And it's a commercial license?
Rex's answer
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Answered on August 03, 2013
Watch your mailbox. Otherwise forget about it.
Archived
In AZ, can a washer/dryer repairman file a contractor's lien against my owner-occupied residence?
Rex's answer
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Answered on August 03, 2013
Yes. The repairman's terms are published on the website. You misread them. You called for service. He came in response and in reliance of your...
Archived
Default Judgement against landlord
Rex's answer
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Answered on August 03, 2013
You are asking for the cost to start an open-ended battle. Most attorneys will not give you a fixed amount for that, because neither you nor they...
Archived
What kind of attorney do i need if i am being served papers for a line of credit defaulft from srp credit union.
Rex's answer
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Answered on August 03, 2013
99 out of 100 bankruptcy cases filed by people on their own eventually fail. Your mileage may vary. You need one attorney - for the bankruptcy...
Archived
Could bank foreclose on my house taking my equity if I don't sell before the equity loan balloon payments is due in October.
Rex's answer
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Answered on August 03, 2013
Presuming some facts from the partial information you gave... the answer is YES. The bank CAN foreclose in October when the balloon payment comes...
Archived
On a settlement how do I bargain would it be on the original note or balance being sewed for?
Rex's answer
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Answered on August 03, 2013
The original amount is irrelevant. You are negotiating from the total amount now owed to an amount they will be willing to accept.,
Archived
When and if I made a deal where do I look to see what is a good deal?
Rex's answer
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Answered on August 03, 2013
A good deal is what you are happy paying. It is unique to each individual and situation. If you feel it is a good deal then take it. Otherwise...
Archived
Can a current list of homeowners be obtained by written request to the HOA board and their management company?
Rex's answer
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Answered on August 03, 2013
Absolutely YES. Send your written demand and expect a response within 10 days.
Here's the self-explanatory wording from the statute: ".......
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