Questions answered by Ellen K. Lawson

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In foreclosure on my main residence. have a second for $88,000. What happens to the second after foreclosure?

Ellen's answer | Answered on October 06, 2013

You need to speak with a WA real estate attorney as soon as possible. The laws on foreclosure is based upon the state in which the property is...

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If I marry fiance during the foreclosure process of his home will they come after my assets?

Ellen's answer | Answered on October 06, 2013

No. If, following the foreclosure, the bank determines that your fiance still owes them the balance of the loan, the bank can only pursue your...

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How do I get a fast closing foreclosure sale dateput off long enough to get help to keep my home?

Ellen's answer | Answered on October 06, 2013

I agree with the previous answers. You absolutely need to meet with a bankruptcy attorney ASAP to see if you qualify for bankruptcy and, if so,...

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Should we pursue a bankruptcy/foreclosure or do a deed in lieu?

Ellen's answer | Answered on October 06, 2013

I strongly recommend that you speak with a PA bankruptcy attorney and/or a PA real esate attorney to address your situation before you make any...

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Short Sale Fraud? I am purchasing a home, currently in contract for $600,000. I have agreed to pay cash for the house, buying it

Ellen's answer | Answered on October 06, 2013

In a short sale, all money from the buyer to the seller MUST appear on the HUD Settlement Statement. There can be no money that goes from the...

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Can the original owner of a loan foreclose after they have sold my loan to someone else and received the full amount?

Ellen's answer | Answered on October 06, 2013

Speak to your realtor about the current servicer of your loan. Your realtor should confirm with certainty who is servicing the loan. The realtor...

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Is this legal? Repayment plan $708 higher than regular payment. Sounds like a set-up...

Ellen's answer | Answered on October 06, 2013

I recommend that you speak to a FL real estate attorney who does loan modification work. A six month repayment plan is not a loan modification,...

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My home went through the foreclosure sale with the County Sheriff on 9/3/13 but I filed Chapter 7 bankruptcy on 8/30/13.

Ellen's answer | Answered on October 06, 2013

You absolutely cannot handle this matter by yourself. Speak to your bankruptcy attorney immediately, and have your bankruptcy attorney advise you...

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When you buy a piece of property in a short sale and Homeowners association fees are owed does the new owner have to pay this?

Ellen's answer | Answered on October 06, 2013

It sounds like you are not working with a real estate agent on your behalf. If not, you definitely need a real estate attorney to review your...

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My question is I'm behind like 6 months and plan non bringing my account current. Would it stop the foreclosure?

Ellen's answer | Answered on October 06, 2013

I agree with the previous answers. You need to make certain that you are reinstating (bringing current) the loan with the exact amount required,...

Ellen K. Lawson's Answers (652)

In foreclosure on my main residence. have a second for $88,000. What happens to the second after foreclosure?

If I marry fiance during the foreclosure process of his home will they come after my assets?

How do I get a fast closing foreclosure sale dateput off long enough to get help to keep my home?

Should we pursue a bankruptcy/foreclosure or do a deed in lieu?

Short Sale Fraud? I am purchasing a home, currently in contract for $600,000. I have agreed to pay cash for the house, buying it

Can the original owner of a loan foreclose after they have sold my loan to someone else and received the full amount?

Is this legal? Repayment plan $708 higher than regular payment. Sounds like a set-up...

My home went through the foreclosure sale with the County Sheriff on 9/3/13 but I filed Chapter 7 bankruptcy on 8/30/13.

When you buy a piece of property in a short sale and Homeowners association fees are owed does the new owner have to pay this?

My question is I'm behind like 6 months and plan non bringing my account current. Would it stop the foreclosure?