Archived
I owe my x money awarded her from the divorce. She received a judgement to collect this. Can she force me to a short sale?
Ellen's answer
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Answered on January 28, 2014
Your ex-wife cannot force you to do a short sale, unless the sale of the home was agreed to in your divorce decree. I recommend that you speak to...
Archived
Looking to get our earnest money refunded.
Ellen's answer
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Answered on January 28, 2014
I do not believe the homeowner has the right to keep your $5,000 earnest money if the home was sold to another buyer. You need to speak with an AZ...
Foreclosure in Arizona - Postponement
Ellen's answer
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Answered on January 28, 2014
Under Arizona statute, a trustee is required to give the borrower a written 90-day notice of the trustee sale date by certified mail. The trustee...
Archived
What to do about my mother's house which is under forclosure.
Ellen's answer
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Answered on January 23, 2014
There are a lot of issues. To stop the foreclosure, speak to an AR reale estate attorney who does litigation to understand your options to stop the...
Archived
I recently defaulted on my home modification because BofA sold it to a servicer who demanded my home insurance to be paid
Ellen's answer
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Answered on January 23, 2014
Servicers have a number of strict requirements as borrowers go through the loan modification process. Given the equity in your home, and the...
Archived
1st mortgage $106000(current). 2nd mortgage $99000. Have not paid 2nd for 2 years. House worth $125000. Will 2nd for foreclose?
Ellen's answer
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Answered on January 23, 2014
Your 2nd lender may be waiting for your home to appreciate more before they begin a foreclosure. You have to be careful because if your home...
Archived
In Mesa Az, can a home owner's association refuse to let you move-in a condominium that you signed a lease on & have the keys?
Ellen's answer
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Answered on January 23, 2014
This seems very odd, especially since the lease was already signed and deposits made. If you have a signed lease, this implies that you were...
Archived
What options do I have if I have been served on a Home Equity Loan from 2006 that i defaulted on in 2008?
Ellen's answer
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Answered on January 23, 2014
You may or may not have liability on your HELOC, depending upon when the loan was taken out, when the default occurred and if the home went to...
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Archived
First loan was foreclosed on. Second loan that was used as purchase money still open, why?
Ellen's answer
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Answered on January 22, 2014
If the 2nd loan was used to purchase the home, and the home was under 2.5 acres, then legally your wife and her sister could walk away from the...
Archived
Does a roommate have "Tenant Rights" if he has no legal documentation showing he lives at the house?
Ellen's answer
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Answered on December 22, 2013
I agree with the previous answers. However, just to be clear, if the situation is actually that you have a lease with Tenant "A", and another...
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