Are apartmnt complex's required to replace carpet after a pet has been living in the unit? Will they make me pay for it?
Ellen's answer
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Answered on June 14, 2014
If the carpet was ruined, then the landlord can replace it and can charge this amount to you. You pay more to have a pet, but even with these...
Archived
What is a Loan/Mortgage Modification ? Could this help me out of foreclosure?
Ellen's answer
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Answered on June 12, 2014
In my experience, banks are often willing to work with a borrower to offer loan modifications and help the borrower avoid foreclosure, provided the...
Archived
Lawyer is calling about collecting on a foreclosure from 7 years ago on a equity line of credit. What do I do?
Ellen's answer
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Answered on June 12, 2014
Under Arizona's anti-deficiency statute, if your home was 2 1/2 acres or less, a single or two-family dwelling that had been lived in (by anyone),...
Archived
I signed a 1 yr lease and never moved in due to being promoted at work and have to relocate to another state. What can I do?
Ellen's answer
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Answered on June 11, 2014
I agree with the previous answer. Definitely a difficult situation. The landlord is obligated to make reasonable efforts to find another tenant,...
Archived
What can i expect if i cannot pay all that is being asked up front and can they take my home
Ellen's answer
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Answered on June 09, 2014
I agree with the previous answers. You either need to contact an attorney to help you, or you can reach out to the collection attorney directly...
Archived
I was supposed to send in my HANP papers 5/16 but the modification date starts one month from 5/7. First payment was due 6/1
Ellen's answer
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Answered on June 08, 2014
I recommend that you call your lender asap to confirm that your HAMP documents were received. The general rule of thumb is that all trial plan...
Archived
Fell behind with mortgage (about 7 months) due to loss of job. Back at work, want a loan modification possible?
Ellen's answer
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Answered on June 08, 2014
I recommend that you speak with your bankruptcy attorney to see if your bankruptcy attorney can assist you with your loan modification matter, or...
Archived
Settled in Full as good as Paid in Full?
Ellen's answer
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Answered on June 08, 2014
Since this is a settlement, the Agreement is correct to state that the account will be "Settled in Full". "Paid in Full" implies that the entire...
Is it illegal to rent out a house under the table without reporting it?
Ellen's answer
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Answered on June 08, 2014
You cannot receive rental income and then choose not to report this to the IRS. This would be tax fraud. Please consult a CPA on this issue. In...
Archived
Can my apartments fine me 500 for my dog without prior notice
Ellen's answer
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Answered on June 08, 2014
I am not clear what incident you are referring to. Regarding the fine for your pet, the terms of your lease control as to whether or not you are...
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