Questions answered by Ellen K. Lawson

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Paid previous owner to store personal items. Property sold at trustee sale. Can new owner legally discard my items?

Ellen's answer | Answered on July 26, 2014

From the new owner's standpoint, anything remaining in the property following a trustee sale, is deemed to be abandoned, unless the new owner knows...

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Our car had been towed from our apartment complex illegally by towing company.

Ellen's answer | Answered on July 26, 2014

If your car was not parked illegally, I would contact the property management in person and present a written explanation of what happened. If the...

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Bank of America will not put in writing what they tell me regarding home auction cancellation

Ellen's answer | Answered on July 25, 2014

Under Arizona law, the trustees are required to set a trustee sale date by giving you a Notice of Trustee Sale by certified mail and provide a...

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My landlord has the house I'm living in up for sale. Can I move out? I found a new job out of state.

Ellen's answer | Answered on July 25, 2014

I agree with the previous answer. If your landlord is willing to allow you to terminate your lease early, make sure you get this in writing. If...

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Does foreclosure on a property clear off all liens? In AZ isn't a property lien a secure debt that can't be charged off?

Ellen's answer | Answered on July 25, 2014

I am unclear from your question if the property was sold at a trustee sale, or if the owner was able to avoid the trustee sale and keep the home. ...

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Issue with Mortgage lender

Ellen's answer | Answered on July 24, 2014

I recommend that you call your lender and request an accounting for your loan, and verification of the interest rate being charged. The interest...

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Trustee sale on residence, 5 day notice to vacate and I still occupy home, is this only notice I should expect?

Ellen's answer | Answered on July 24, 2014

Provided you have a written lease, you are a bona fide tenant (not related to the previous owner) and your rent is at fair market value, then you...

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Can I sue a debt settlement company that changed owners, since the reasons I am suing occurred before the change in ownership?

Ellen's answer | Answered on July 19, 2014

You should speak with an IL attorney who handles debt settlement work. It would be important for the attorney to review your agreement. If you...

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If a collector refuses to cash a check marked "paid in full" does this mean they don't intend to adhere to their agreement?

Ellen's answer | Answered on July 19, 2014

I agree with the previous answers that you need to first know if the collection agency can still legally collect on the debt, or if their right to...

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Had plumbing issue & was in a hotel for 17 days. Az Rental Homes refuses to reimburse me for 17 days of hotel expenses.

Ellen's answer | Answered on July 19, 2014

There are a number of issues. First, if your townhome was uninhabitable due to the plumbing problems, then you have a good chance of being...

Ellen K. Lawson's Answers (652)

Paid previous owner to store personal items. Property sold at trustee sale. Can new owner legally discard my items?

Our car had been towed from our apartment complex illegally by towing company.

Bank of America will not put in writing what they tell me regarding home auction cancellation

My landlord has the house I'm living in up for sale. Can I move out? I found a new job out of state.

Does foreclosure on a property clear off all liens? In AZ isn't a property lien a secure debt that can't be charged off?

Issue with Mortgage lender

Trustee sale on residence, 5 day notice to vacate and I still occupy home, is this only notice I should expect?

Can I sue a debt settlement company that changed owners, since the reasons I am suing occurred before the change in ownership?

If a collector refuses to cash a check marked "paid in full" does this mean they don't intend to adhere to their agreement?

Had plumbing issue & was in a hotel for 17 days. Az Rental Homes refuses to reimburse me for 17 days of hotel expenses.