Can I negotiate a settlement on a Heloc balloon payment now due without negatively impacting my credit or do I need an attorney?
Ellen's answer
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Answered on October 10, 2014
You might have a couple options. First, contact a local real estate attorney who does loan modification and debt settlement work. See if your...
Archived
My home was foreclosed on how long
Ellen's answer
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Answered on October 10, 2014
I agree with the previous answers. If you didn't have a written lease, then you should ask the new owner for 2-3 weeks or possibly 30 days ...
Archived
We never received a foreclosure notice and the property has been bought, what are my rights.
Ellen's answer
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Answered on October 10, 2014
Under Arizona law, a home can only be foreclosed upon by trustee sale if the homeowner was given a letter sent by certified mail giving the...
Archived
What happens when the mortgage company is out of business and I have an old lien on my Deed of Trust
Ellen's answer
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Answered on October 09, 2014
I agree with the previous answer that you should contact the title company who worked on the re-finance in 2005 as a starting point. I also...
Archived
Can i stop paying HOA fee if they are not taking care of whats covered in it?
Ellen's answer
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Answered on October 07, 2014
I do not recommend that you stop making your HOA payments. There will be fees and costs assessed to you if you fall behind in your HOA payments,...
Archived
Buyer's rights to preserve Ernest money due to lender cannot advance in time since the property is not Fannie Mae approved?
Ellen's answer
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Answered on October 07, 2014
If the parties are agreeable to an extension of the closing date, then you need to make a diligent effort to obtain financing. If you are not able...
Archived
What legal actions do I have when the amount in Promissory Note is less than the Deed of Trust?
Ellen's answer
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Answered on October 07, 2014
I agree with the previous answer that it is going to be difficult to prove that you are entitled to money based upon a verbal conversation. The...
Archived
Should i walk away from house or hire a foreclosure attorney or hire mtg lawyer to try attain a loan modification from lender?
Ellen's answer
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Answered on October 07, 2014
I recommend that you have a consultation with an Arizona real estate attorney who can discuss all of your options of loan modification, short sale...
Archived
Foreclosure auction sale of home and how long you have to be out?
Ellen's answer
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Answered on October 06, 2014
If you are the homeowner, then you can discuss a time frame for moving out the day after the trustee sale, when the new owner or new owner's agent...
Archived
I rented a house and it turns out i subleased it from someone who was not able to do that.
Ellen's answer
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Answered on September 30, 2014
I recommend that you speak to a local real estate attorney as soon as possible, and show them your lease. If the person who leased the home to you...
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