Archived
Am I liable for damages from a small apt fire? No renters ins and was not required to have upon moving in.
Ellen's answer
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Answered on February 28, 2015
Yes, you are responsible for the damages. If you elected not to have renters insurance, then you are responsible for the damages caused by the...
Archived
Property
Ellen's answer
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Answered on February 28, 2015
I agree with the previous answer. You need to speak with an attorney to understand your options. As co-owners you need to come to an agreement on...
Archived
Can the mortgage company take our other paid for homes if we let our home go back to them that we still owe on?
Ellen's answer
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Answered on February 28, 2015
Under the Arizona anti-deficiency statute, if your home is (1) under 2.5 acres, (2) a single or two-family dwelling, that (3) has been lived in (by...
Archived
Chapter 7 bankruptcy and the Mortgage forgiveness act of 2007.. my gf and i are co owners of a home ..seeking clarity on this..
Ellen's answer
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Answered on February 17, 2015
I recommend that you speak to a real estate attorney. You have a couple issues. First, if you only have a 1st loan, and only you are the borrower...
Archived
Does it matter if tenant gives thirty day notice or landlord?
Ellen's answer
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Answered on February 17, 2015
I agree with the previous answers that it does not matter whether the landlord or the tenant provides the 30-day termination notice. A 30-day...
Archived
If a lease says no sub leasing can they still have a room mate? what happens if the landlord finds out?
Ellen's answer
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Answered on February 08, 2015
If subleasing is not allowed, then only the tenant(s) listed on a written lease agreement have tenant rights. Your daughter should not agree to...
I am buying a property with an unreleased deed of trust. Is a letter of indemnity from the title company sufficient?
Ellen's answer
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Answered on February 08, 2015
I strongly recommend that you not close until the prior deed of trust in question is properly released of record. You are entitled to receive...
Archived
I lost my job 6 years ago, and I lost our house at Trustee's Sale. Am I still financially responsible for the Deed of Trust?
Ellen's answer
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Answered on February 08, 2015
If your home was located in Arizona, and it was under 2.5 acres, a single-family home that was lived in, and you only had a 1st loan on the home,...
Archived
A home with a Notice of Sale does the lender has the right to put in for sale in "Auction.com" as a foreclosured home?
Ellen's answer
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Answered on February 08, 2015
If you received a Notice of Trustee Sale by certified mail from Nationstar's trustees that gave you a 90-day notice of your trustee sale, then...
Archived
I am a landlord and I have a tenant in custody right now. On January 1st, I gave him a 30 day notice to vacate out of property.
Ellen's answer
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Answered on January 27, 2015
If you gave a 30-day notice on January 1st to your tenant, then the tenant has 30 days to vacate the premises. You cannot remove the tenant's...
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