Questions answered by Jeff Adrian Biddle

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How difficult is getting a divorce when the spouce is living in their native country.

Jeff's answer | Answered on October 31, 2009

If you can get them served, then you should be able to divorce rather easily. If you need help or want to talk about your particular situation in...

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Can they take away my end of the year taxes, due to having a Garnishment already on my paychecks?

Jeff's answer | Answered on October 31, 2009

The only way that they could get your tax refund is if they knew what bank you deposited into (in which case I'd wonder why they haven't placed a...

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I have a $500,000, interest only, unsecured loan that I can no longer afford to pay. What will happen when I default?

Jeff's answer | Answered on October 31, 2009

It sounds like a bankruptcy attorney would be your best option. You may be able to strip junior liens from the properties and keep all of the...

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If you offered to make payments on an account can they still garnish your wages if they refuse the amount you can afford

Jeff's answer | Answered on October 31, 2009

They sure can. By law, they can garnish your wages and take 25%. If you have a hardship, you can request that the garnishment be reduced to 15%,...

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I have received a letter that a lien has been placed against my home for $1,130 by my HOA. I do not have a mortgage.

Jeff's answer | Answered on October 31, 2009

Typically nothing will happen in the meantime. HOA's don't typically seek garnishments or levy bank accounts.

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With steady job/income can I file for bankruptcy and avoid deficiency judgement from lender for investment home lot?

Jeff's answer | Answered on October 31, 2009

If you do not surrender the property, you may be liable for a future deficiency. If you surrender, however, then you will not be liable once the...

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With steady job/income can I file for bankruptcy and avoid deficiency judgement from lender for investment home lot?

Jeff's answer | Answered on October 31, 2009

If you do not surrender the property, you may be liable for a future deficiency. If you surrender, however, then you will not be liable once the...

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Am I liable for credit card debt if accrued by a collegue?

Jeff's answer | Answered on October 31, 2009

The non-profit may be liable for the debt but it unlikely that you will be held personally liable. The non-profit should sue the colleague and...

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Should I include my house in my bankruptcy, or foreclose?

Jeff's answer | Answered on October 31, 2009

Please call me to discuss your options. You may be able to do more than just save your house in bankruptcy. A Chapter 13 could allow you to strip...

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Do you have to include your spouse's assets when trying to prove insolvency if their name is not on the forgiven debt?

Jeff's answer | Answered on October 31, 2009

That's not really a legal question. It's more of an accountant/IRS question. My knee-jerk answer is that they will look at your assets and debts...

Jeff Adrian Biddle's Answers (1079)

How difficult is getting a divorce when the spouce is living in their native country.

Can they take away my end of the year taxes, due to having a Garnishment already on my paychecks?

I have a $500,000, interest only, unsecured loan that I can no longer afford to pay. What will happen when I default?

If you offered to make payments on an account can they still garnish your wages if they refuse the amount you can afford

I have received a letter that a lien has been placed against my home for $1,130 by my HOA. I do not have a mortgage.

With steady job/income can I file for bankruptcy and avoid deficiency judgement from lender for investment home lot?

With steady job/income can I file for bankruptcy and avoid deficiency judgement from lender for investment home lot?

Am I liable for credit card debt if accrued by a collegue?

Should I include my house in my bankruptcy, or foreclose?

Do you have to include your spouse's assets when trying to prove insolvency if their name is not on the forgiven debt?