Wife wants on the deed but I can't refinance just yet to add her to mortgage as well, what to do?

Generally speaking based on your hypothetical situation of the $200k house value and $150k loan. In the sale, the loan is paid back first, then...

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Breach of contract there is no signed contract to breach ,can you breach a account stated,,a verbal contract,

The use of the credit card does obligate you to repay the creditor. Issues that may arise if the plaintiff cannot produce a contract include the...

Was in a chapter 13 had it dismissed now im being garnished for a account that was in the bankruptcy can they do this

Yes, if your bankruptcy was dismissed and not discharged. Many individuals after filing a bankruptcy and for one reason or another do not receive...

Short Sale gamble or Foreclosure?

Issues of tax implications should be taken up with a CPA, because in certain situations where you are insolvent an IRS form 982 may come in...

How do I go about getting a collection agency to report a claim that has been paid 4 years ago?

Consider speaking with a consumer protection attorney who focuses on FCRA and FDCPA claims. Highly recommend to pull your three free annual credit...

I owe 1,500 in medical collections my insurance apparent lyrics did not pay the bill this was one year ago ,collection company i

Find out why your insurance did not pay. If your insurance was supposed to cover it, make sure you dispute the denial of payment. At the end of...

Can I leave without 30-days notice on a month-to-month verbal lease?

See A.R.S. 33-341. The statute requires at least 10 day notice on month to month leases.

Can a collection agency garnish wages for a rental company without a judgment from the court?

I recommend taking those papers you received, and all correspondence and visit with an attorney to review your situation. The facts do not provide...

With the new Foreclosure laws that started in Jan. 2014, can mortgage co. foreclose while modification app is pending?

You are referencing the requirement set forth by CFPB (Consumer Protection Bureau). Its rules do apply to all states. Here is a summary of...

My HOA is out of control! How can i get them to stop towing my car?

CC&R's must be followed by the HOA and its management company, just as the homeowners and their occupants/guests must follow the rules. Attempt to...