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Just got back the paid in full letter from collections but my last name is spelled wrong. will this still update credit report?
Hyung's answer
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Answered on April 17, 2013
It is difficult to predict how the collection agency will report this account to credit bureaus, or how credit bureaus will report it. It is...
Archived
Payday loan check fraud??
Hyung's answer
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Answered on April 12, 2013
You need not worry about these illegal threats. This type of calls are happening frequently. They violate the Fair Debt Collection Practices Act. I...
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Payday loan question
Hyung's answer
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Answered on March 14, 2013
I agree with Attorney Crawford. In addition, you should consider the following. You need not worry about these illegal threats. This type of...
Is it 4 years or 6 years in the state of Arizona for a statute of limitations for an auto loan debt?
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Answered on March 13, 2013
I respectfully disagree with Attorney Cesta. Four year statute of limitation applies for “an action for breach of any contract for sale.” A.R.S....
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Car company committed fraud and wrote a totaled car off as a repossession. Also put extra months not paid on credit. Need help
Hyung's answer
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Answered on February 06, 2013
The only way a lawyer can evaluate whether Honda Financial Services, your insurance company, and credit bureaus acted legally is to examine all...
Archived
I was summoned for a writ of garnishent in az by midland funding, can i file a motion to vacate judgement?
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Answered on February 04, 2013
I agree with other lawyers that have already responded. You should get a lawyer to help you. Another possible avenue is to obtain a copy of the...
Archived
I just looked at my credit report and see that the debt I'm being sued for is past SOL from the original creditor...
Hyung's answer
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Answered on January 23, 2013
The SOL defense is not simple. There are many different SOLs -- ranging from 1 - 6 years -- for different claims. Typically, SOL for claims...
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I had a dispute on a medical bill in 2006, the bill went mia... Now it just showed up on my credit report . Can they do that?
Hyung's answer
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Answered on December 12, 2012
Setting aside the issue of whether you actually owe any money, the collection account and the original account, along with all previous late...
Can i cancel a sale contract w/ a car dealership from which i bought a problem car?i took the car in twice already for repair.
Hyung's answer
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Answered on December 11, 2012
Unfortunately, it is difficult to cancel a contract. Your rights and the dealer’s obligations are set forth in both the 15 days/500 miles warranty...
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I bought a New Air Conditioner I have had it serviced about 6 times from 7/9/12 to Nov 26 and it still wont work
Hyung's answer
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Answered on November 28, 2012
Unfortunately, there is no bright line rule which states an AC unit is a lemon after a certain number of repair attempts. You are probably...
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