When you get your disposable income amount out of the means test, does that include the car payment in the total amt?

I don't know enough about your situation to understand if you calculated your income correctly and whether you have taken appropriate...

Chapter 7 in central dist of CA. Have my kids 1/2 time & pay child support too. I am just barely over on means test. Household?

This is a difficult question without knowing how the rules are enforced in your District. This has evolved over the years. In Arizona, in the...

What happens two years into a Chapter 13 when your lawyer abandons you?

If you have an urgent matter, going through alternative government entities or the bar will more than likely not result in a quick result. If it...

Should I answer a Debt Validation Notice?

I would answer the notice to see what they are trying to say. There should be language that says if you filed bankruptcy, this is for...

Home equity loan

The 2005 amendment changed how divorce decrees and bankruptcy discharges interact. In essence, the divorce decree will trump the bankruptcy...

Bringing MFR - My mortgage company has a discrepancy in the CH 13 PP payments I made. They overlooked the Confirmed Plan

This sounds like a tragedy. A tragedy, however, that is all too common when you are seeking relief in two different venues (bankruptcy and a loan...

Selected as the best answer

The direct answer is, yes you can be held liable after a foreclosure (unless you are in an anti-deficiency state). With that being said, you...

Bankruptcy/ reasonable, abuse

Your question is strange to begin with - in other words, why are you worried about abuse? Whoever you are worried about, have them go see a...

Can a foreclosure after chapter 7 bankruptcy hurt my credit more?

Yes, it can affect your credit score after bankruptcy. A creditor may not report missed payments, however, that does not mean they won't...

I am in a Chapter 13. My house was not in the chapter 13. I have received a Breech of contract for the house.

I am not clear about your terminology. What does it mean that your house is not in the Chapter 13? If you don't list an asset in your...