Archived
If I file chapter 7 this year and receive a 1099C from my creditors in the future, am i obligated to pay that?
James's answer
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Answered on April 14, 2012
Any debts discharged in a bankruptcy offset the income of a 1099.
If you have debts forgiven before bankrupty, you will need to use a different...
Does the Indiiana Chapter 7 "Wild-Card" exemption of $9,350 allow for any type of personal property be protected?
James's answer
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Answered on April 14, 2012
In general, you list all of your assets. Then you exempt them on Schedule C.
Get an attorney to ensure you are properly applying the...
Archived
Chapter 13 confirmation date
James's answer
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Answered on April 14, 2012
What kind of creditor? A secured creditor? Was it for falling behind after filing?
If you don't have an attorney, they may be trying to pull a...
Can they garnish my husband's wages if the debt is only on my name (car repo ) ?
James's answer
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Answered on April 14, 2012
What you need to think about is when did you buy the car? Was it before or after marriage? If before marriage, you need to make sure they take...
What is a NOTICE OF SERVICE OF DISCLOSURE STATEMENT?
How do I repsond to it?
James's answer
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Answered on April 14, 2012
I am not clear about your issue. Are you suing in bankruptcy?
I will check back to see you explanation.
Not enough information or you can...
Archived
Is an IRS agent permitted to tell anyone what you owe?
James's answer
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Answered on April 14, 2012
A lot of the rules you have heard about, like the Federal Debt Collection Practices Act, only apply to third party collectors and not the original...
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Archived
Im filling chapter 13 i have a auto loan can my ex take the car if he is a cosigner on the loan if its my only
James's answer
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Answered on April 13, 2012
In general, chapter 13 provides a way to keep your car not lose it.
It sounds like you are doing this without an attorney.
Go get one. The...
Archived
I filed Chapter 13 after I received a judgment. Paid the plan & the C13 was discharged. How can get the judgment satisfied?
James's answer
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Answered on April 13, 2012
Your paperwork from the bankruptcy should answer this question.
See if the party requiring this judgment to be satisfied are willing to accept...
Archived
My bank account with $3000 has been frozen by debt attorney using Tx Turnaround statute. Is ch 7 my only recourse to save money.
James's answer
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Answered on April 13, 2012
Is your total debt $9,400?
If you file Chapter 7, the garnishment is property of the estate. This means the Trustee gets the first shot at the...
Archived
Can forclosure be listed on credit after loan discharged in bankruptcy?
James's answer
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Answered on April 13, 2012
The creditor can list that the property has been foreclosed. It will have a date. This is not a debt collection as much as reporting what is...
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