Archived
How would I list a financed vehicle with negative equity on Schedule C ??? I listed it on Schedule B as $5,40
James's answer
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Answered on April 22, 2012
Here is the simple answer, exempt as much as I can, even when there is nothing to exempt.
Just because you don't believe there is equity does...
Archived
Car in a Chapter 13 Bankruptcy
James's answer
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Answered on April 22, 2012
I agree with the other attorneys. Yes, it can be done.
The money you save on the loan, is worth getting an attorney to make sure it gets done...
Archived
What do I need to do to secure the back child support my ex-husband is court ordered to pay since he just filed Chapter 13?
James's answer
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Answered on April 22, 2012
The Trustee's take this issue serious because you are close to the top of the list of people to get paid.
In Arizona, if you give notice to...
In AZ must a Judgment Creditor (or Rep) send a Demand Letter to the Judgment Debtor b4 Writ of Garnishment?
James's answer
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Answered on April 22, 2012
Short answer: No, they do not have to send you a letter or negotiate.
That does not mean you cannot negotiate. But if they are at the point of...
Archived
How long dose your bankruptcy attorney represent you during your chapter 13 banckruptcy?
James's answer
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Answered on April 21, 2012
Each District handles this issue a bit differently. In my district, I believe I would be required to assist you through the process.
I could...
Archived
I live in Miami Dade county Florida and have a 2nd mortgage (HELOC) that was just charged off. Will it be part of Ch. 7?
James's answer
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Answered on April 21, 2012
Your question is whether filing Chapter 7 will strip the lien off of your residence? The answer is no.
If you file Chapter 7, you sever your...
Archived
Trying to settle a debt, but creditor is making it hard to get anything done what can I do?
James's answer
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Answered on April 21, 2012
Why in the world would you clear out your 401K just to pay a debt?
Most bankruptcy attorney's provide a free consultation that is...
Archived
My minor son won a $25,000 judgement (dogbite)
James's answer
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Answered on April 21, 2012
I don't know who is helping you, but in general this is covered by home insurance. Is there no insurance?
I am generally on the other side of...
Archived
How can I be sure that I am not being over charged by an attorney during Chapter 13 bankruptcy???
James's answer
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Answered on April 21, 2012
The scenario you are presenting is a dream come true for a Chapter 13 attorney. They get lots of money.
This dream, however, is just that - a...
Archived
Our home is being foreclosed we want to file bankruptcy but my husbands name is on our daughters deed How will that affect her?
James's answer
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Answered on April 21, 2012
Assuming your statement of facts are true, this should not be an issue. There is no equity in the property and your daughter did not file. This...
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