Is it appropriate to file an adversary proceeding naming the foreclosure company as a defendant and not the lender?

I am not licensed in California but we have a similar system in Arizona. If you were in Arizona and what is said above was true, then I would...

I filed chapter 7 which is discharged. I didnt reaffirm my mortgage. Does a loan modification make me legally responsible for

As said above, there is a guideline that states a HAMP modification can create liability. I would get the paperwork and then ask a bankruptcy...

Changing last name to married name

If you want to change your name, you will have no problems at all. Best of luck with your marriage and new life!

Home Under Water Filing Chapter 13

The only way the mortgage company can stop you is if you miss payments after filing or you miss a plan payment (assuming it is properly...

How much would it cost to change my attorney? chapter 13

You will have a difficult time switching attorneys mid-case because of the finance issues. You cannot pay the new attorney more money without...

What chapter 7 bankruptcy form do I list a property sale in previous 2 years?

If you over disclose, it never hurts. Underdislcose and you can feel the wrath of the U.S. Government.

As the employer, is there a method by which monies garnished from employees must be submitted to the garnishing agancy?

I am not sure why this is important to you as a this question states. What is your issue? Why is this a problem? I will check back to see...

I would start to record your telephone calls with them. There are many ways this can be done. This is harassment and it is not very nice. In...

My chapter 7 has been discharged for about 71//2 mths, my lender has approved a loan modification, can I surrender my home?

Yes. The approval of a loan modification does not mean you did not discharge the debt. If you were in Arizona, you would be just fine.

Bankruptcy Chapter 7

There is a difference between the matrix and the notice of mailing. Make sure they are on the notice of mailing and there was no return mail. If...