This is not a UPS delivery. It does not go from LA to Seattle to Boston. It is a series of documents that show up on the docket. If you...

Filed bankruptcy which is discharged. Mortgage wasnt reaffirmed. Mortgage company refuses to look at any kind of modification

It comes down to how much you want the home. There are options for you to try. If you file a Chapter 13 now, you would not get a discharge,...

In Chapter 7 BK, can I ask IRS to put me in noncollectable?

I have no idea what the other attorney is talking about. When it comes to 940 and 941 taxes, or in other words "trust taxes," you are on the...

Reopen the BK7 and transfer it to BK 13

I don't understand a bunch of issues here but if you want to reinstate, the worst that can happen is the judge tells you no. Given the...

Post Chapter 7 BK and waiting for bank to foreclose. Should I pay current HOA, or let them lien and get judgment us?

If you like to pay attorney fees and costs, allow them to get a judgment. If you want to save as much of your money as you can, pay the HOA's...

Chapter 13 Bankruptcy

As for the state, issue, I don't know. Can you keep your property? The only issue is going to be profitability. Can you make up back payments,...

Converting from Chatper 13 to Chapter 7

It depends on why she is in the Chapter 13. What is the reason? If it is to keep her house, conversion would all but guarantee the mortgage...

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Once a creditor gets a default judgement against you, can they block your business accounts as well as your personal bank accts?

When you say business account, it depends. If it is a sole proprietor, they should be able to get access. IF you have a LLC or Corp, it can be...

Chapter 13

Your state uses the judicial foreclosure system. It is a matter of just googling Florida judicial foreclosure and you will get a feel for the...

Chapter 13 Trustee

I think I responded to your earlier question and told you to go to the website. You are that much closer to understanding. This language...