Thanks so much for your quick response. This Chapter 7 documents do not included the mortgage, does this answer still apply?

They should be included. You should amend if they are not included. No idea on the rest.

Actually, the borrower listed the property in the Chapter 7 and put it in the exempt section. Does the same answer still apply?

Yes. Or maybe no. Until you give a better explanation, your answers will not be helpful.

Will I lose my income if I file a ch. 7 bankruptcy?

Agree. Agree. Agree. What the other attorneys are saying is accurate. You may have a wildcard, but good luck.

What is supposed to happen if only one person reaffirms a mortgage through a Chapter 7 Bankruptcy.

You may not owe any money, but that does not change there is a loan with your name on it. They cannot sue you but they can say you have a loan...

Chapter 7. what happens when debtor owns real property in another country. Hard to valuate and to sell. Must disclose?

I have had this situation. It is a money issue. If they can make more money than it takes to sell, they will sell. If it looks like a loser,...

In what ways will a foreclosure effect getting a home loan in the future?

If you walk away there will be no liability. The lender will put on your credit how the loan was resolved (i.e. foreclosure) and a date. This...

Our home was not re-affirmed on and we thought it was. Now what? We have lots of questions/concerns.

Bankruptcy only addresses liability. It does not change ownership. You own the property. If you walk away, it will affect your ability to...

Selected as the best answer

Bankruptcy - My mortgage loan was not reaffirmed (chapter 7)

As for mortgage, you don't personally owe money. If there are HOA issues or is there is personal liability for your property taxes, that may be...

Auto Loan

No. This is all covered by your bankruptcy.

Question about house surrender in Chapter 7

I could only hope that is what would happen. If you are serious about this issue, go to a local real estate attorney and ask them how to proceed.