Archived
My husband wants to file personal bankruptcy. What happens to properties we own
and live in? We have equity in our homes.
James's answer
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Answered on May 19, 2012
If you own multiple properties, and there is equity, go with him to the attorneys office.
This is nothing to take lightly. If a Trustee...
What are non exempt assets?
James's answer
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Answered on May 19, 2012
I understand your concern but you are a bit confused on what you need to be done.
If you show there are assets, the big prize is your parents...
Archived
I filed bancruptcy its now discharged. Will a judegemnt show on my credit report. Im applying for an apartment.
James's answer
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Answered on May 18, 2012
I would take a wait and see approach. Your husband is the one who stopped paying not you.
Good luck.
Archived
Chapter 7 did not reaffirm, now my mortgage company is filing chapter 11.
James's answer
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Answered on May 18, 2012
The Chapter 11 should not effect you.
As for the idea that this is a good time to renegotiate, that is hard to tell. Sometimes bankruptcy...
Archived
HELOC discharged in Chapter 7, Home Discharged no reaffirmation.
James's answer
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Answered on May 18, 2012
As it is, you must pay the liens in order they are on the property (if this is a race state). They must be paid in spite of bankruptcy.
If you...
Archived
Re-Po
James's answer
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Answered on May 18, 2012
No, just send it back.
Don't make it worse.
Archived
Do I need to pay fees for a non paid check
James's answer
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Answered on May 18, 2012
Does your check have an expiration date? Mine say they are only good for 90 days.
This would be one way to get out of this.
Some checks say...
Archived
Is there such thing as a verbal contract breach?
James's answer
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Answered on May 18, 2012
If you read your credit card agreement, I am sure there is a clause that says the terms can only be changed in writing.
Courts have been willing...
In Idaho, do you have to live in a travel trailer (will be homestead) at the time of filing a Ch 7 Bankruptcy?
James's answer
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Answered on May 18, 2012
The obvious question you are asking is, will anyone know if I say one thing and do another?
The answer is who knows.
As the other attorneys...
Archived
Can I surrender my investment property in chapter 13 if I own HOA ?
James's answer
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Answered on May 18, 2012
Yes, you can surrender.
Yes, you have every right to those documents.
See my other answers about a possible stay violation.
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