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Can spouse potential insurance beneficiary payment due to him interfere with my bankrupty chpt 13. He has no job nor income
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Answered on August 28, 2012
This may be a state specific question. In other words, different states may have different answers due to a couple of issues including...
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Can I discharge a debt taken on my behalf but in someone else name?
James's answer
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Answered on August 27, 2012
There is a bit of confusion in the responses on what is a clear issue: You owe money for services performed.
If you discharge the debt, the...
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Chapter 7 banruptcy now or later? Medical bills, & revolving credit card payments. Looking for financial aid for cancer help.
James's answer
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Answered on August 27, 2012
If you have certainty of upcoming medical bills, you should to wait to file bankruptcy. You only get one get out of jail card every 8 years. Use...
Can the bank reinstate a mortgage loan after we received a discharge from Chapter 7? Collectors wont stop calling please HELP
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Answered on August 27, 2012
In general, I agree that you don't owe any money for a discharged debt. There would have to be some sort of interesting legal arrangement to create...
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I am currently being sued for my home equity line of credit after they foreclosed on my house. My ex-wife was served with paper
James's answer
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Answered on August 15, 2012
I am not sure why the other two answers seem to dodge your question. Is bankruptcy a good option? There is not enough information, but the answer...
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I filed Bankrupsy that was discharged in March of 2011. I am currently moving from the apartment complex I live in...which was
James's answer
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Answered on August 11, 2012
You may have discharged the agreement but that is not the end of the story because you stayed in the apartment.
If there is no legal lease in...
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I had a chapter 7 bankruptcy discharged 4 years ago, my house was also discharged but we have remained in the home.
James's answer
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Answered on August 11, 2012
If you did not reaffirm the debt, it is true you can walk away.
Negative unintended consequences can include a drop in your credit score and HOA...
Archived
I filed a chapter 7 bankruptcy petition. I attended the 341 creditor's meeting and the trustee asked for my tax returns,
James's answer
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Answered on August 11, 2012
Do not refile. That is a terrible idea for a couple reasons.
First, refiling has a fee.
Second, you may run into automatic stay...
Selected as the best answer
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Did not re-affirm mortg after Ch7 bk 7yrs ago but rented out home & moved out of state. Can we walk away w/o neg ramifications?
James's answer
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Answered on August 11, 2012
My experience in Arizona is that they should not report negatively on your report as to the missed payments. If they say more than how the property...
Archived
I forgot to list a creditor on my chapter 7 NO ASSET bankrupcy in MA.
Am I covered by the discharge? It was about 18mo ago.
James's answer
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Answered on August 08, 2012
In the 9th Circuit, this would not be true. In other words, you would not be required to re-open your case.
In your circuit, however, you must...
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