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I have a BK discharge and now my HOA is coming after me for funds from a home that was foreclosed before my BK.
James's answer
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Answered on May 14, 2013
I don't think your situation is tricky - just easily misunderstood.
I would have to see the paperwork. If you were actually foreclosed upon...
Archived
Bank repoed my vehicle 4yrs ago now getting letter from lawyer saying i must pay $18,000 or else what should i do?
James's answer
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Answered on May 14, 2013
You can challenge the validity of the debt and it is a good idea because you don't know if this is the right person to ask for the money.
If...
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I married a man with a large amount of debt and have been named in a judgement when I was never on loan.Can I get removed?
James's answer
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Answered on May 14, 2013
Your biggest problem is there is a judgment in your name and you need to file a Rule 60 Relief From a Judgment or Order. These have a one year...
Archived
I filed a Memo in Support of Objection to Garnishment. Atty answered. What are my rights? Can I answer his answer?
James's answer
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Answered on May 14, 2013
My experience is, if you don't file something, it will never be considered.
If you file it, it may be considered. If you have a point you want...
Archived
My father cosigned a student loan and now has a judgement against me and my wages are being garnished.
James's answer
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Answered on May 09, 2013
I am not sure you fully understand your situation. I know I don't fully understand your situation.
With that being said, you cannot double...
Archived
How much can the state of Idaho take out of my bank accounts for back taxes if I live in Arizona now? I owe about $4000..thanks
James's answer
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Answered on May 09, 2013
The safest answer is to not use a bank account. I know it is a hassle but not as big of a hassle as not being able to pay rent.
As the other...
Archived
Is a check for relocation expenses from a short sale, exempt from a bank levy?? What are my options? I have already objected.
James's answer
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Answered on May 06, 2013
In general, any money put into your bank account can be garnished.
The big question would be whether your money meets an exception to the $150...
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Archived
Can I be denied employment if I previously filed Chapter 7?
James's answer
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Answered on May 03, 2013
I am confused by the other responses. Can you be denied employment? No. 11 USC 525(b) says the following;
No private employer may terminate the...
Archived
I filed bankruptcy in Aug, 2005 (Ch. 7), but I have been advised that I might want to consider it again. Is it "too soon?"
James's answer
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Answered on April 24, 2013
Though not mentioned by the other attorneys, you could file a Chapter 13. If you have dire circumstances with garnishments or repossessions, this...
Archived
Partner took second mortgage to pay bills. My name is not on the loan but I signed to use the house. partner filed chapter 7.
James's answer
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Answered on April 22, 2013
I agree with the other attorneys in saying you don't seem to understand your situation. I don't mean that in a mean way, just to say that I think...
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