Archived
If my loan was discharged in a bk 7, the home was foreclosured, has an attorney for the lender get a judgement against me?
James's answer
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Answered on June 01, 2013
I am not clear about what is happening. What type of judgment was obtained?
If this was a forcible detainer, this is not a discharge violation....
Archived
Can a current employer require disclosure of any debt compromise/bankruptcy that was initiated after one was hired?
James's answer
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Answered on June 01, 2013
In Arizona, I have filed multiple people with high security clearances and many types of licenses including securities and insurance licenses. It...
Can I sue a company for sending me to collections by mistake?
James's answer
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Answered on June 01, 2013
The biggest issue you will face in suing them would be to prove damages.
On contract it is difficult to get emotional damages. So it would be...
Archived
I am involved in a fairly complex debt collection issue, at least it's complex to me and i have one question at this time:
James's answer
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Answered on June 01, 2013
I agree with the Chicago attorney, I am not sure this is not a second debt. I have not seen a creditor split up debt in this manner.
In law...
Archived
Chapter 7 bankruptcy meeting of creditors. What rules as to when trustee can access pending commissions from Real Estate agents?
James's answer
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Answered on May 30, 2013
The Trustee has a right to any asset this owed to you as of the day of fling. If the work was complete, on your side, at the time of filing, the...
Archived
A collection lawyer has reported a debt to the agencies for one amount and when i contacted him he told a price 3 times amount
James's answer
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Answered on May 30, 2013
I am not saying you owe the money, but interest and attorney fees including collections fees can increase the amount owed as of the day of the...
Archived
When filing bankruptcy you find out your debt has been sold to a collector. Do you list the collector in the creditor's box?
James's answer
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Answered on May 28, 2013
Yes, list both of them. This prevents any potential collection actions in the future. There are times when the collection agency will send the...
Archived
Do I place the amount owed with the company that bought the accounts or with the original creditor
James's answer
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Answered on May 28, 2013
I have had it happen where my clients did not provide the original creditor and only the collection agency. Then the collection agency sent the...
Archived
When filing chapter 7, are all debts considered community property in a community property state such as Arizona.
James's answer
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Answered on May 27, 2013
If this is the biggest question you have and took the effort to post it on this website, you have much bigger problems than you understand. ...
Archived
Chapter 7 possible foreclosure
James's answer
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Answered on May 27, 2013
I am doing my best to understand your situation. If I miss something, let me know.
If you let your home go to foreclosure, unless you are going...
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