Do I have recourse on a signed (40 days ago) automotive purchase contract with unconscionable value assigned to my trade-in ?

Without knowing the specifics such the year and make of the vehicle, I must make a few assumptions before answering your question. The first...

How long will it take for me ro receive my discharge papers

The Chapter 13 trustee is required to account for every penny you have paid into the Chapter 13 plan. He must file a Summary of Trustee's Final...

If I file chapter 7 on credit card Is the tax to be paid on the debt?

No! Absolutely not. Debts discharged in bankruptcy do not incur taxes. Please note, it is a favorite "trick" of unscrupulous collection firms to...

On a settlement how do I bargain would it be on the original note or balance being sewed for?

This is one area of the law that you may successfully represent yourself without hiring an attorney. Especially since the debt owed is so small. ...

Why would a ch. 7 trustee send an abandonment notice on exempt property?

The simple answer is that the Chapter 7 trustee is required by law to give notice to all interested parties (i.e., creditors) of his or her intent...

Even though your lawyer may or may not have explained the details of a reaffirmation agreement, the U.S. Bankruptcy court provided you with a...

Yes, although a post bankruptcy auto loan may have a higher rate of interest you might consider it as an investment in your future credit...

If a Chapter 7 was dismissed, but was shortly thereafter reinstated, does the automatic stay go back into effect?

Absent language to the contrary, most orders will effectively reinstate the "Automatic Stay" and any "Permanent Injunctions" in your case. What is...

Can I file Bankruptcy on my own with out it effecting my husband

Yes, you can file bankruptcy without your husband! There will be little or no adverse "effect" to him. Here, you have debts that were incurred...