Questions answered by Matthew M Ellingson

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Is a Loan Status Report (LSR) report for prequalification legal and binding?

Matthew's answer | Answered on April 12, 2010

I'm not sure I'm following your question, but what it appears to me is if you received an LSR for a certain amount not to exceed an interest rate...

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If I file Chap7 does that effect the L.L.C. I started which has it's own EIN.

Matthew's answer | Answered on April 12, 2010

Possibly. Your ownership interest in the LLC would become property of the bankruptcy estate and the separate character that your LLC enjoys as a...

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Can my landlord put my house on the market before my lease expires?

Matthew's answer | Answered on April 11, 2010

I do not know what your lease states, but it is highly unlikely that anything in that lease would prevent your landlord from selling the...

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Chapter 7 Bancruptcy

Matthew's answer | Answered on April 11, 2010

Price on chapter 7s will range in price depending on several factors. One factor a large firm who advertises on tv (all of the time) uses is simply...

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What can happend to a person who issus a bad check?

Matthew's answer | Answered on April 11, 2010

You may also be sued on the check for twice the amount of the check, or $50, whichever is greater. The person suing you may also collect all court...

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Which debts are discharged in Ch7 bankruptcy?

Matthew's answer | Answered on April 11, 2010

There are actually more debts that are not subject to discharge if challenged. Fraud is the most used challenge to a debt's dischargeability....

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How do i respond to a summons i received in AZ for a credit card from HSBC mastercard rewards/best buy?

Matthew's answer | Answered on April 10, 2010

A third party debt purchaser may step into the original lender's shoes to sue on a debt - it is no defense that HSBC closed the account because...

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My mother put my name on the deed to her house years ago. Now, because of a family feud, she wants it removed. Can she do that?

Matthew's answer | Answered on April 09, 2010

Not without your consent. If you're on title, you are a part owner of the property and your property rights cannot be extinguished by a third-party...

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I just received notice that the condo I'm leasing is going to Auction on June 9, 2010. Who do I pay rent to?

Matthew's answer | Answered on April 09, 2010

Your situation is actually quite complicated. Under Arizona law, a foreclosure does not by itself eliminate your obligation to pay rent since the...

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Loan modification qualification

Matthew's answer | Answered on April 09, 2010

Loan modification standards are unique to each lending institution. However, I have never heard of anyone qualifying for a loan modification if...

Matthew M Ellingson's Answers (293)

Is a Loan Status Report (LSR) report for prequalification legal and binding?

If I file Chap7 does that effect the L.L.C. I started which has it's own EIN.

Can my landlord put my house on the market before my lease expires?

Chapter 7 Bancruptcy

What can happend to a person who issus a bad check?

Which debts are discharged in Ch7 bankruptcy?

How do i respond to a summons i received in AZ for a credit card from HSBC mastercard rewards/best buy?

My mother put my name on the deed to her house years ago. Now, because of a family feud, she wants it removed. Can she do that?

I just received notice that the condo I'm leasing is going to Auction on June 9, 2010. Who do I pay rent to?

Loan modification qualification