Archived
I got a loan for a friend 5years ago at that time I was on deppresson meds all she is paying interest on it I didn't know loan
Andrew's answer
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Answered on July 04, 2015
As stated earlier, it sounds like you borrowed money and pledged your home as collateral to help out a friend. You then loaned or gave the money to...
Archived
Do I have the right to cancel a lawyer from filing bankruptcy 4 me before he files. I haven't paid anything to him.
Andrew's answer
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Answered on July 04, 2015
You have a right to terminate your agreement with your lawyer at any time. However, the lawyer may bill you for services already provided. There is...
In my chapter 13 bankruptcy I have been paying for 60 months and I am still making payments through my employer.
Andrew's answer
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Answered on July 04, 2015
A Chapter 13 Plan generally lasts 60 months (ie. 60 monthly Plan payments). A Chapter 13 bankruptcy case is not closed until after all Plan...
Archived
Can I be charged with a crime if I failed to pay off a car loan and later lost the car to impound?
Andrew's answer
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Answered on July 03, 2015
There are no more debtor prisons ... no you cannot be charged criminally under the facts you state. However, the creditor (either the original...
Archived
How long can an owner live in a home following a foreclosure notice?
Andrew's answer
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Answered on July 03, 2015
I agree with attorneys Allen and Lawson, you have at least until the property is sold to vacate. However, you do not have to vacate to property...
Archived
Hi. I have a question regarding vehicle repossession and my inherited car...
Andrew's answer
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Answered on July 03, 2015
Before I answer your question, answer mine... even if you lose the vehicle that is in your Chapter 13 Plan, are there other reasons to obtain a...
Archived
Small court claims regarding credit card payment
Andrew's answer
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Answered on July 03, 2015
I agree with attorneys Elie and Hines. However, if you still would like to continue to use the card for yourself, you should cancel the authorized...
Archived
Does the lien holder on a title superceed a mechanics lien
Andrew's answer
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Answered on July 03, 2015
The garagemen's lien (not a mechanics lien) is a possessory lien that is not superior to a previously "perfected" lien on the title to the vehicle....
Archived
Post bk discharge credit report can they report high balance/credit limits and update past discharge date
Andrew's answer
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Answered on July 03, 2015
The creditor report may continue to list the high balance and the credit limits, as long as it shows a $0 balance and Discharged in Bankruptcy. As...
Archived
My exwife and I consolidated our student loans when we married.Can I sue her for the portion of her loans that I paid above mine
Andrew's answer
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Answered on July 03, 2015
I agree with attorney Gambrell. The time for you to have brought up any issues regarding your finances would have been in your divorce proceedings....
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