Archived
100K is what I owe in Dr bills, looked into Credit Consolidation but that amount is still to high, should i file for bankruptcy?
Andrew's answer
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Answered on August 17, 2015
Bankruptcy is definitely an option for you to investigate. With a family of four, you would likely pass the Means Test and be eligible for Chapter...
Archived
Will setting up a payment plan (to the best of my ability) with a debt collector stop a Levy on a bank account?
Andrew's answer
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Answered on August 16, 2015
You can stop a future levy if you have an agreement in writing that binds all parties. I would recommend speaking to a consumer attorney. If you...
Archived
Can a person remain in apartments after filing past due debt under bankruptcy
Andrew's answer
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Answered on August 16, 2015
I agree with Mr Gambrell, as long as the landlord has not obtained a judgment against you for eviction, then you can stay in the apartment....
Archived
Remarried, if I file bankruptcy because of old marriage debt, is my new husband affected?
Andrew's answer
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Answered on August 15, 2015
If you file alone, then your husband's credit score should not be affected. However, the world is not a perfect place. Because New Mexico is a...
Archived
How much does a bankruptcy typically cost, what are upfront costs? And how long is the process?
Andrew's answer
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Answered on August 15, 2015
Bankruptcy costs vary by type of bankruptcy case (Chapter 7, 11, 13) and attorney. You should call around to local bankruptcy attorneys for prices....
Archived
Approximately how long does it take to get your discharge letter from the bankruptcy court?
Andrew's answer
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Answered on August 15, 2015
The discharge is entered before the case is closed. You should review the docket in your bankruptcy case to determine whether the discharge was...
Archived
How can I recover rent money owed to me by my roommate? Some sort of lien on his tax returns, perhaps?
Andrew's answer
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Answered on August 14, 2015
Whose name(s) is/are on the lease to the property? If your roommate's name is not on the lease to the property, or on a lease/sublease agreement...
Archived
My apt complex has reported me to a collection agency before contacting me. How can I get that removed from my credit report?
Andrew's answer
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Answered on August 14, 2015
The creditor is not required to provide you a written statement prior to placing something on your credit report. However, if the information in...
Archived
Can Canadian creditors seize my house in NY State?
Andrew's answer
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Answered on August 14, 2015
Unfortunately, you did not provide enough information to provide a good response. However, here are some things to think about and to discuss with...
Archived
Can my separate bank account be levied or my wages garnished for wife's repossession she had before our marriage?
Andrew's answer
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Answered on August 14, 2015
Unfortunately, your community assets are liable for your wife's pre-marriage debt. That said, what money is deposited into your separate account?...
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