Archived
After filing Chapter 7 August 2015 Chase is still listing a student loan on my credit report. How should I proceed?
Andrew's answer
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Answered on October 23, 2015
I agree with the other attorneys that have answered you. A student loan is non-dischargeable under the Bankruptcy Code unless a debtor successfully...
Archived
Garnishment without court date
Andrew's answer
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Answered on October 23, 2015
In order for a creditor to garnish your wages for a automobile repossession, the creditor must first take a judgment against you in court, and then...
Archived
Can I file a complaint against a collection agency?
Andrew's answer
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Answered on September 09, 2015
I do not see that you have any claim against the collection agency at this time. Just because the 30 days has gone by does not prevent you from...
Archived
Chapter 7 bankruptcy- rescheduling hearing
Andrew's answer
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Answered on August 31, 2015
The Trustee assigned to your case should be the Trustee from beginning to end. I presume that you are asking about continuing the 341 Meeting of...
Archived
Can a Bankruptcy Lawyer arrange a settlement with HOA for Civil Suit?
Andrew's answer
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Answered on August 31, 2015
Any attorney can try to affect a settlement in pre-litigation or litigation. You ask about bankruptcy, why? If there are financial reasons other...
Archived
If I have great credit two years after filing bankruptcy, will the bankruptcy hurt my chances of credit approval?
Andrew's answer
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Answered on August 29, 2015
Beauty is in the eye of the beholder.... Any lender will know that you filed bankruptcy. Any lender will know how well you have done since filing...
Archived
30 K in credit card debt. Had bankruptcy in 2005 or 6 (?). Can I do Chap7 again instead of consolidation svcs? Am w/o income.
Andrew's answer
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Answered on August 29, 2015
What kind of disability payments are you receiving? Social security may be exempt, but private may not be talk to a local knowledgeable bankruptcy...
Archived
Chapter 13 filed by myself, Chapter 7 filed by my lawyer when I have nothing to file??
Andrew's answer
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Answered on August 28, 2015
You are required to take two courses; one must be completed prior to filing your case (the "Credit Counseling" course) and one must be completed...
Archived
Real estate, elder abuse, bankruptcy attorneys
Andrew's answer
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Answered on August 28, 2015
Your facts seem to indicate that your aunt did not have an interest in your grandmother's home (ie. a legal interest). However, if your aunt did...
Archived
Small claims court. My wife was sued in 2012 for $1000.00 in credit card debt. She didnt respond.
Andrew's answer
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Answered on August 28, 2015
A creditor with a judgment can take all legal means to collect, including wage garnishment and attachment against non-exempt property. However,...
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