I received a,sommons because I am,being sued by wells fargo..for $3000. What do I do next?

You have to file an Answer to the Summons and Complaint with the court and send a copy to the creditor's attorney within 30-40 days after you are...

I was negotiating to get caught up with my student loan and did everything they asked and they turned it over to collections

You are not alone is this scenario as this happens a lot with private student loans. Since these loans are private, they will need to file a...

Can a debtor contact you at work (initial contact) and tell you: you have 72 hours before we file a lawsuit ..settle with us"?

It is extremely unlikely that a lawsuit is being filed when the place contacting you is in NY. Unless a lawfirm wants to put them selves in harms...

I owe a company about $6000. I have stopped paying them. How can I get them to negotiate with me?

Most lenders will negotiate but do understand that they do have the right to pursue you for breach of contract through the court so it. Might be...

Does my employer have to file a garnishee answer every pay period or only at the beginning of the garnishment.

You will be garnished 25% per pay check unless there are exemptions that can prohibit you from being garnished that percentage - I.e. you already...

How do I find out if a court proceeding is going on against me in any/all courts?

Court documents can be made available online or copies can be made of the full case file at the courthouse. There may be an argument to set the...

Am I responsible for paying half of my ex-wife’s credit card debt?

Since California is a community property state you are held liable as well. Your divorce decree simply provides an avenue for you to pursue her if...

Does a writ for garnishment mean there will be a garnishment or can I try to negotiate payments

Through the hearing you file for an exemption you can ask for the percentage of the garnishment to be reduced down from 25% of your wages if you...

How to find out if my bank levy was invalid?

You should definitely go to the Courthouse to view the entire file because the most important document is the affidavit of service so you can see...

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Can the statute of limitations on a private student loan re-age after it goes into default?

The statute of limitations restarts from your 2011 payment. As a private loan, they must sue you and obtain a judgment before they can move to...