Foreclosure seems the best solution for us. Can we still foreclose with a tax lien?

Yes, you can let the mortgage company foreclose even though there is a tax lien. The tax lien is a lien against the property for unpaid property...

Collection on credit not mine for 8 years Debt collector can't provide proof won't remove from credit. Been disputing for 8 yrs

You stated that you have sent letters, talked to the collection company and asked for proof. Did your letters specifically dispute the debt and...

You can amend the complaint to add the defendant's name and serve him/her. The time to respond is not extended for the defendants who have been...

I have a credit card judgement against me

Once you get a job, then your wages could be garnished. Normally credditors find out where you are working by checking your credit report. So, if...

A collection lawyer has reported a debt to the agencies for one amount and when i contacted him he told a price 3 times amount

Orally requesting documentation will notassert your rights. Under the Fair Debt Collection Practices Act, if you want documentation, you must send...

I need a lawyer who is skilled in false claims cases

Go to www.azbar.org, the State Bar of Arizona's web site, to find an Arizona attorney with experience in federal litigation. Or goggle Arizona...

Do I list the amounts twice in schedule F ? Credit card co and collection agency, or just the agency?

List the original creditor on Schedule F. List the collection agency on the creditor mailing list. If you found my answer, please mark it so....

In Arizona, Can a Party mail its filed motion to the opposing party on a different day than it was actually filed with Court?

The motion should state the actual date the motion was filed. So, yes,a party may mail a filed motion to the opposing party on a different day than...

Can credit card attorney take my house for default judgment. I am jobless and have nothing after a terrible injury

The credit card attorney probably can NOT take your house after a default judgment. Under Arizona law (ARS § 33-1101A), you can protect from...

Can debts be divided between spouses in a community property state through a divorce decree if all the debt is separate?

If you divorce him, the debts can be separated. However, because he is filing for bankruptcy, he most likely will not be responsible for his...