I won a judgment against an ex-friend who is an independent contractor. I tried to garnish wages and they said he never worked.

I agree with Mr. Fife. Arizona law allows the garnishment of money paid to an independent contractor, if that money is paid for personal services....

Need help writing up my "answer" to lawsuit because I am awaiting paperwork for a possible agreement.

That Answer to a Complaint should either admit or deny each and every allegation or claim in the Complaint. If you agree with the allegation (for...

Are debt collectors permitted to do a hard inquiry for a debt over seven years old?

The collection agency is not breaking the law by doing a hard inquiry on a debt over seven years old. The six (6) year statute of limitations...

Is it difficult for a Creditor to prevail in an adversarial proceeding. We were in a law suit when we filed chapter 7.

Proving that a debt should not be discharged under 11 U.S.C. § 523(a)(12) is difficult, but not impossible. If you do not have an experienced...

How to fight a judment on a voluntary repo

You really only have three options: (1) contact the attorney for the finance company and negotiate a payment plan in writing; (2) file for...

Yes, with a judge's approval, a chapter 7 Trustee can hire her own law firm to investigate the Debtor's documents.

I recently hired Butler & Associates for a home modification I am now worried? What can you tell me about modifications?

You don't necessarily need to hire an attorney or anyone else to apply for and obtain a loan modification; many people submit the paperwork...

Why would a new mtg co file a movants motion to lift the stay on my cht 13 BK?

Ask your attorney to explain the situation to you in a way that you understand so that you can figure out what to do. That is part of his/her job...

When charging for court attendance is the Lawyer allowed to charge travel time from office to court and back?

Yes, unless you and your attorney agree to some other arrangement.

Collections Agency is saying I owe the balance on my credit card. How can I get them to let me set up payments?

When you call a collection agency, you are at a tremendous disadvantage. That is because the person on the other end is a professional collector;...