Here in the 9th Circuit (which includes Arizona), you are not required to sign a reaffirmation agreement. You can keep the vehicle as long as you...

If I am the petitionier and have a default hearing date does the respondant get to attend the hearing if he didn't reply to any

Yes, even though te defendant did file a response to the complaint, the defendant has the right to attend the default hearing.

Can a creditor garnish my wages on a debt that shows charged off on my credit report? In Maricopa County?

Charge off is an accounting note for the creditor; it has nothing to do with the creditor's ability to sue you, obtain a judgment against you, and...

When filing my petition I stated I had no insurance policies because all I have is one that has no cash value for $10K if I die

Simply file amended Schedules B & C to add the insurance policy and claim it as exempt. I hope that my answer was helpful.

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If the garnishment is a hardship, below are your options: 1. Send a written (e-mail, fax or U.S. Mail) request to the judgment creditor's attorney...

Am i liable for a HELOC on a foreclosed home?

Based upon your description of what happened, YES you are liable for the HELOC, but NO, they cannot sue you. If you don't pay the HELOC, all they...

Looking for Credit Defense Attorney I am looking for any info how should I proceed

Cavalry SPV, LLC is a debt buyer; they buy a bunch of debt at a discount. Gurstel Chargo is a Wisconsin law firm that set up an law office in...

Lien "Strip" and Bankruptcy?

Generally speaking, lien stripping is available nationwide via chapter 11, 12, and 13. Only a few Districts allow lien stripping in a chapter 7...

I received a notice scheduling a hearing requested when i entered a claim of exemption from garnishement----what happens now?

Because you claimed the exemption, you have to prove the exemption applies to your situation. As soon as possible, send the plaintiff's attorney...

Will it do any good to file for child support if the father of my infant is not working a legit job?

Yes, file for child support now. The court will order him to pay something, regardless whether he is working a legitimate job.