How badly will these unpaid medical bills affect his permanent credit score?

Most medical creditors do not report account history to credit reporting agencies. If the medical debt is sent to a collection agency, however, the...

Can we file a simple chapter 7 bankruptcy for the corporation and how much would it cost?

Corporations do not receive a discharge. Based upon your description, there doesn't seem to be much benefit in the corporation filing for...

I was recently served a lawsuit alleging that I owe a credit card company $6,000. This is not my debt. What should I do?

This sometimes happens, usually not intentionally. If you are absolutely sure that the debt is not yours, then contact the attorney for the...

I was served a summons/complaint for a credit card from a junk debt collector. I filed an answer to the local Justice court.

The Justice Court sent you a litigant packet because you are representing yourself in the lawsuit. Because you are representing yourself, you are...

Serving a Writ of Garnishment on a Bank - time frame to freeze the account?

Yes, that means the bank is required to freeze the non-exempt funds in all accounts of the judgment debtor on the date the bank is served with the...

Unless the bankruptcy judge signed an order stating otherwise, the bank's lien against your RV was not removed or affected by the bankruptcy case....

An ex of mine got a DUI, wrecked his car, and to help him out I bought him a bike which he promised he'd pay me back for. I

Yes, you should be able to file a lawsuit against him and get a judgment against him. Coercion is a defense, which means the burden would be on him...

Debt collector

It is unlikely that the creditor will file a lawsuit for medical debt. If the creditor sues and gets a judgment, it would have to know where your...

Does the amount of damages have to be specified in a complaint to initiate an adversary proceeding for a stay violation?

No. In a complaint for sanctions for violation of the automatic stay, the amount of damages do not have to be specified. The complaint can ask the...

Can a creditor, with a judgement, begin garnishing your wages without notifying you first?

Before garnishing your wages, Arizona law requires that a judgment creditor send you a written demand that you either pay the judgment balance or...