Archived
Should I pay off an old collections debt or work on getting a credit card and rebuilding my credit that way?
Andrew's answer
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Answered on April 28, 2017
You should probably do both. Paying off or settling the old debts will hep boost your credit score. Getting a new credit card, keeping the balance...
Archived
Is a Quiet Title lawsuit the best way to eliminate my lien?
Andrew's answer
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Answered on April 16, 2017
I agree with Mr. Newborn. Filing a quiet title action at this time will not get you what you want. If you want to get rid of the lien now, you...
Archived
Is there any protection for Arizona’s charity organization against garnishment?
Andrew's answer
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Answered on April 16, 2017
No. A charity's assets can be garnished if someone has a judgment against the charity. A charity's employee's wages can be garnished if someone has...
Archived
How do I defend against a debt lawsuit?
Andrew's answer
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Answered on April 11, 2017
In the upper hand corner of the first page of the Summons and Complaint, write the date you were served with the Summons and Complaint.
If you...
Archived
Filing Bankruptcy in Arizona and Primary Residence is Vested in a Revocable Trust...
Andrew's answer
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Answered on April 05, 2017
First, you are filing a chapter 13 bankruptcy case, you can keep the house, so the fact that your homestead is in a revocable trust should have no...
Archived
I received bills from a Justice Court. Bills are 27yrs old. court has new collection ser. Is it legit. No prior bill sent.
Andrew's answer
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Answered on April 04, 2017
Unpaid debts do not die; they just may not be completely collectible. Given the age of the debts, it is too late for you to be sued for the debt....
Archived
Is it a violation of the Fair Debt Collection Practices Act if the person being harassed for the debt is NOT the correct debtor?
Andrew's answer
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Answered on March 20, 2017
Because the amount ($9,800) is relatively high, it sounds like the HOA filed a lien foreclosure lawsuit. In that kind of lawsuit, every interested...
Archived
I believe that someone representing a law firm is trying to serve me papers.
Andrew's answer
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Answered on March 20, 2017
I agree with my colleague from Nevada that you shouldn't ignore the lawsuit. Find out who is suing you at...
Archived
If I want to file a claim against a hospital or its staff, do I file in a Juristiction Court or Surpreme Court?
Andrew's answer
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Answered on February 15, 2017
You should consult with an attorney who regularly sues hospitals.
Archived
When filing for chapter 7 bankruptcy, how much money can I keep in savings
Andrew's answer
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Answered on February 08, 2017
When you file for bankruptcy, you may be required to turn over to the bankruptcy Trustee any income tax refunds you receive in the next twelve (12)...
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