I lived in CA. my bk was discharged in 2008. I had a car with WF and included it in my bk.

I agree with the prior answers. You should be protected by the discharge, especially since you told the bank where the car was back in 2008.

Is it true that a new law makes discharging a second mortgage in chapter 7 possible. My friend says yes. I say no,

The prior answers are correct. I will only add a slight clarification. There is a difference between "discharge" of your personal liability and...

Under what circumstances can back child support payable to the State (in CA) be discharged in chapter 7. Ex was on welfare b4.

There is a small loophole in Chapter 13s for property equalization debts to a former spouse but I do not think any debt classified as "support" is...

Can my wife be added to a suit for an AZ HOA collection that she was not party to?

Justice Courts in Arizona are limited to suits under $10K and attorneys are most certainly allowed. Your wife is likely listed as a defendant to...

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About bankruptcy

Bankruptcy is an option when you are facing a large judgment and limited means by which to pay such a judgment. The pros of Bankruptcy in your...

Do letters have to be certified to the debtor before asking for a judgment in AZ?

In Arizona a creditor obtains a judgment by filing a lawsuit. The creditor will serve a copy of the Complaint and Summons upon the debtor, who then...

Second lien on a vehicle was ignored when vehicle was repossessed and sold for less than owed.

Yes, you likely have a cause of a action for violation of the Uniform Commercial Code, which requires that the creditor taking possession of the...

Can you file bankruptcy on student loans obtained 1985-87?

If you had filed your case prior to October 7, 1998, you might have been able to discharge the loans without a significant showing. Under the...

Awaiting discharge bk 7

You can and should amend your schedules now to include the HOA. You will also have to pay a small fee to add the HOA to the case (usually $26.00)....

When filling out the B1 official form1(Voluntary Petition) for a chapter 7 bankruptcy, what is the difference between

Estimated assets refers to an estimate of the value of your property and includes everything from money, to household goods, to real estate....