Archived
Does a chapter 7 filing & discharge protect against a levy proceeding if there was a judgement for collection 3 years ago?
Hamid's answer
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Answered on October 24, 2011
This is a little bit complicated but in most cases the Chapter 7 will discharge the debt and prevent a levy of your assets. Whether or not the...
I HAVE A AUTO LOAN THAT HAS BEEN CHARGED OFF. I STILL HAVE THE CAR. WILL I BE ABLE TO KEEP IT IN A CHAPTER 13 BANKRUPTCY
Hamid's answer
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Answered on October 24, 2011
Vehicles can be handled in several ways in Chapter 13. If you want to retain possession you will have to cure the arrears in your plan. Generally,...
Arrested for DUI but havnt received citation or court date
Hamid's answer
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Answered on October 22, 2011
In Arizona it does not matter whether you were impaired or not when you are dealing with a drug DUI. This is a notable difference between alcohol...
Archived
Can I bankrupt my past due HOA fees?
Hamid's answer
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Answered on October 22, 2011
Filing a Chapter 7 bankruptcy would eliminate your personal liability on the past due HOA but it cannot remove the lien. Thus, in many instances it...
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Archived
I am filing ch 7 bankruptcy and am unsure how to list my co-debt mortgage with ex-spouse. He lives in it and wants to keep it
Hamid's answer
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Answered on October 22, 2011
I agree with Mr. Merna.
Archived
Defendant claimed BK 1999-discharged. How soon can he refile BK? We are establishing defrauding 10 people taking money no repay
Hamid's answer
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Answered on October 22, 2011
If he filed Chapter 7(or Chapter 11) in 1999 and received a discharge he would have been precluded from filing another Chapter 7 for 8 years from...
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Archived
Sued in a debt collection case. Should I return the call to the attorney?
Hamid's answer
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Answered on October 19, 2011
I agree that you should generally return calls to opposing counsel. Litigation is not a game of surprise and the parties are expected to...
Archived
Settled second and they have issued 1099-c - will Homestead exemption count against taxes?
Hamid's answer
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Answered on October 19, 2011
The 1099C and Homestead are not related. Whether or not you owe taxes based on the cancellation of debt is a question of whether you meet one of...
Archived
I have some assets, some debts. What happens when I file bankruptcy?
Hamid's answer
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Answered on October 19, 2011
Bankruptcy is an option but whether it is the right option for you would require a little more information. Just based on the information you...
Archived
Can i file bankruptcy after i get sub served? and how many days do I have to file for a credit card dept?
Hamid's answer
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Answered on October 18, 2011
In California you typically have 30 days to respond to most state court lawsuits and twenty-one days if it is a federal court case. That usually...
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