Archived
Should I pay off an old collections debt or work on getting a credit card and rebuilding my credit that way?
Eric's answer
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Answered on April 28, 2017
It would harm your credit substantially to open a new account and let two other accounts go without payment. That is also poor money management....
Archived
I was making payments every 30 days, but the company was reporting my payments every 90 days. Can I sue?
Eric's answer
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Answered on April 22, 2017
Suing a company or the credit bureaus for false reporting is difficult and requires a specialized knowledge of the governing law. You have not...
Can an original creditor call an alleged debtor in Utah more than 3 times a day in an attempt to collect a debt? Also, what can
Eric's answer
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Answered on April 18, 2017
There is no magic number for how many times per day you may call or how many letters you can send to collect a debt. If you get excessive with...
Archived
I was served a summons for debt collection. what do I do next
Eric's answer
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Answered on April 13, 2017
You need to file a motion to set aside the default immediately. Then you will need to file an answer and defend the case. You need an attorney who...
If someone is sued for copyright infringement but has no income or assets solely in their name, can they go after the spouse?
Eric's answer
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Answered on April 07, 2017
What you describe sounds like one of those BitTorrent extortion lawsuits where sleazy lawyers send demand letters when they may not know, or care,...
Archived
Is there anyone who will help me appeal a $200,000 default judgement pro-bono?
Eric's answer
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Answered on March 30, 2017
The best way you can mitigate the damages you now face is probably bankruptcy. No attorney is going to spend $30,000 or more of his own money and...
Archived
What to do if i dont recognize a creditor or amount on a garnishment?
Eric's answer
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Answered on March 27, 2017
You need to speak with an attorney. There are ways to oppose garnishments and the judgments on which the garnishments are based but you have to act...
Archived
Can you file and appeal for a default judgement.
Eric's answer
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Answered on March 15, 2017
It is highly unlikely that you can do so, but, if you can prove the attorneys refused to accept payments when the recovery service would have...
Archived
How do I Anser a Complaint?
Eric's answer
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Answered on March 10, 2017
Consult an attorney. You might have affirmative defenses or procedural methods available to defend or at least delay having a judgment entered...
Archived
How do I get debt collectors to stop spam calling me (wrong person)?
Eric's answer
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Answered on February 23, 2017
I agree with the other answers but there is more to do. First and foremost, answer the phone each time the collector calls. That way you can ask...
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