Questions answered by J. Spencer Ball

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Hi in 2006 I purchased a condo in Alexandria Va for $335,000 1,098 sq.ft. In 2015, it's over %100 underwater? What to do?

J.'s answer | Answered on June 20, 2015

You will need to negotiate an acceptable arrangement with your lender. I assume that it is the first mortgage that has the balloon payment. You...

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What should I do to have my Deed-In-Lieu removed my ex-wife's credit report?

J.'s answer | Answered on June 20, 2015

If you ex-wife signed on the original loan, there is nothing you can do to stop a credit reporting agency from showing the deed in lieu on her...

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IN WA state we want to Voluntarily return our home to the lender, what forms do I need to file?

J.'s answer | Answered on June 20, 2015

Your inquiry to your lender should be if they will accept a deed in lieu of foreclosure. In Utah and most states, you will need to get permission...

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Do I need a real estate attorney?

J.'s answer | Answered on June 20, 2015

In Utah, the Condominium Association which is liable for the common areas should make repairs and make you whole. You will need to contact a real...

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Recording/filing Last Will and Testament in Honolulu County.

J.'s answer | Answered on June 09, 2015

It appears you are trying to record the will with the County Recorder, or Land Bureau, if that is the agency who records real estate deeds and...

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Can we fight an access easement signed by my father 25 years who is now deceased.

J.'s answer | Answered on June 09, 2015

There is little you can do to stop legitimate business, as the access agreement was signed and not contested for a lengthy time. 20 years of use...

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Is it lawful for a listing agent in Georgia to disclose the terms of an offer to the agent of a competing offer

J.'s answer | Answered on June 05, 2015

In Utah and most states, a real estate agent as a fiduciary duty to his client to protect that client's interests. In the situation here, it...

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3 siblings on deed. Questions about quit claim and 1 sibling is executor of will?

J.'s answer | Answered on June 05, 2015

A quitclaim deed is legal and conveys property. The issue of whether the sibling who is the executor is or is not responsible for taxes and other...

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My grandmother died last year august. She has 5 houses. The houses have no mortage they are paided off. The judge assigned a law

J.'s answer | Answered on June 05, 2015

Your question can be answered only by knowing what is happening in court. You need a probate attorney to identify what the situation is in court. ...

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My husband filed for divorce four months ago. The house title is in both our names. Can he sell the house without my permission?

J.'s answer | Answered on June 05, 2015

In Utah and most states, he is unable to sell the property in both of your names without you agreeing to the sale and signing the deed. Since...

J. Spencer Ball's Answers (12)

Hi in 2006 I purchased a condo in Alexandria Va for $335,000 1,098 sq.ft. In 2015, it's over %100 underwater? What to do?

What should I do to have my Deed-In-Lieu removed my ex-wife's credit report?

IN WA state we want to Voluntarily return our home to the lender, what forms do I need to file?

Do I need a real estate attorney?

Recording/filing Last Will and Testament in Honolulu County.

Can we fight an access easement signed by my father 25 years who is now deceased.

Is it lawful for a listing agent in Georgia to disclose the terms of an offer to the agent of a competing offer

3 siblings on deed. Questions about quit claim and 1 sibling is executor of will?

My grandmother died last year august. She has 5 houses. The houses have no mortage they are paided off. The judge assigned a law

My husband filed for divorce four months ago. The house title is in both our names. Can he sell the house without my permission?